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    • Thread Starter

    Ok so my rent came out recently and took me a little past my arranged overdraft of £1200. I don't get paid for a while so I got my dad to top the balance up a little (I'm paying him back when I do). Anyways I'm at £1170 just now but every atm i try says ive got insufficient funds. I got a letter from the bank saying they'll charge me £28 for the slip up, its a pain but i think i can handle it.

    But why does the bank insist i've no money when i'm so sure i fixed it...

    I'm guessing it's already "held" the £28, hence bringing your available balance to £2.
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