Hi all! I signed up for an online savings account with Santander just under a year ago, as it offered pretty much exactly what I was looking for (no penalties for withdrawing/adding money, relatively high interest rate paying out monthly). The only problem is that the rate included a one year bonus, which is set to expire soon. In order to avoid the new pitiful rate, is it possible to switch to the latest version of the account still with Santander, or do you have to completely change banks?

Sorry if this is an obvious question, just never really considered it until now! Thanks for any help