HSBC Student Bank AccountWatch
Would you recommend the HSBS student account as I am looking for a student account at the moment (I was with Barclays but I'm leaving them as I got annoyed with them too much)
What are the pro's and cons of the account?
Or if you have any other rival account could you please give any info on it.
I want an account with at least a good freebie for joining, good interest rates (with barclays i was getting a crap 1%) and generally good customer service.
p.s. I know HSBC do not give free railcards anymore but do you know what they give instead.
Then had an HSBC account for 3 yrs and an HSBC graduate account for getting on for 4 yrs now - got an HSBC graduate mortgage too.
I had absolutely no problems with them - they've always been happy to help me arrange my money to suit me (unlike barclays - I had a friend who was with them and they wouldn't even consider giving him an extension on his overdraft to help cover the downpayment on the rent until his student loan came through ).
Lloyds are the WORST!
i have natwest - the branch people are really nice, and they're good at dealing with students. I think it depends partly on teh staff at a particular branch though, because the natwest at home is awful. There was a £55 cash reward for opening an account, and the overdraft they offer is good (£1250 interest free, rising by about £100 for every year of your degree). I have no idea about interest rates, but then I am never in enough credit to worry about that anyway.
Would everyone say HSBC is the place to have a student account then?