Is it okay to lie about named drivers on your policy? Watch

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Bad Boy ~ Records
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#1
Report Thread starter 7 years ago
#1
Adding on named drivers had reduced my online quote by £400. it is free to add on named drivers, adding those with good driving history can reduce your premium, I also believe you don't need the permission of the people you are adding as they are not losing anything but instead getting free excess to drive a car.

Anyway I don't know all the details of the people I am adding such as license obtained e.t.c. these are the people with the best driving history.

so with this the case, can I just add on fake named drivers without it invalidating my policy in anyway?
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Aack
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It's fraud and obtaining by deception.
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LissRules!!
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#3
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I'd say no. I can't see how they'd find out either way but if they did they would say your insurance is invalid. You know what these compaines are like, any excuse not to pay out. Cant you add your parents/family members? I'd ask their permission first though, seems the decent thing to do.
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wizzar
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#4
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Is it ever okay to lie?
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Motorbiker
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#5
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(Original post by Bad Boy ~ Records)
so with this the case, can I just add on fake named drivers without it invalidating my policy in anyway?
No. You can't lie and make up people to add them.

Ask parents/other good drivers though if you can add them on as named drivers. My brother added boht our parents to his policy and it halved the price of it even though the parents were only named drivers. They only drove the car once or twice as well i think...
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Howard
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#6
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#6
Of course it isn't. How can lying to an insurance company be OK?
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Bathwiggle
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#7
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#7
Don't make details up. Ask the people if you can use their details.

I'm on a friends bike insurance, he lives 300miles away from me, but if i went to visit him i'd still want to be able to use his bike, it made a large difference on his insurance and there is a chance i'd want to use his bike. I'm also on another friends bike insurance so we can swap bikes when he comes to visit me.

Only do it if you ask their permission and it's conceivable that they might actually use the car.
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Superlogon
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#8
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(Original post by wizzar)
Is it ever okay to lie?
That was EXACTLY what i was going type, word for word!
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olumide_apexking
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#9
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might do this myself
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wizzar
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(Original post by Superlogon)
That was EXACTLY what i was going type, word for word!
Great minds superlogon, great minds...
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Megaross
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#11
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Yes it's fraud, the word LIE is kind of a prerequisite.

Put some real named drivers on, parents, grandparents etc.
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Lord Jon
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#12
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#12
Yes. It's okay. It's perfectly fine to lie or "Lie" on your policy. Because deception is good! :yep:

Hence the word: "lie" and lying usually being a bad thing..... I never knew that lying especially about named drivers on an insurance policy was good! :rolleyes:

The intelligence of some people who allegedly use the road...... It worries me. It really does! :erm:
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crusher30
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#13
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#13
Actually my partners ex added him on her insurance without him knowing. He recieved an email about her policy and saw his name, when he contacted the company they wouldnt talk to him because they said he was not the policyholder, he asked to be removed and they said they cannot do this without her permission which she wont do. He wrote to the company asking for his no claims bonus and they refused to deal with him. We spoke to the police and they said there was nothing they can do !
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Yawn11
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#14
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#14
Fool and his wallet are easily parted.

Don't be a fool, of course you should lie. Things are expensive enough.

All this "morality" crap to support to corporate company that couldn't care less about you :lol:
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scotttb
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#15
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(Original post by Yawn11)
crap to support to corporate company that could care less about you :lol:
How much less could they care? :confused:
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Emma:-)
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#16
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(Original post by LissRules!!)
I'd say no. I can't see how they'd find out either way but if they did they would say your insurance is invalid. You know what these compaines are like, any excuse not to pay out. Cant you add your parents/family members? I'd ask their permission first though, seems the decent thing to do.
I agree.
Just find real people to add as named drivers such as parents, older siblings, other family members etc.
Insurance companies have ways and means of finding out these things. In your case, if they wanted to, they could check that these fake people have driving licences etc with the dvla and things would start to come to light then. They will find any excuse to not pay out if they can. Its not worth it.
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yumavibe
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#17
Report 2 weeks ago
#17
There are some people that would say it isn't good to lie (or fabricate) anything on your insurance, period! But when it comes to named drivers I don't think the risk is as great as lying about your Ncb or address. I have a friend who added their parents on with accurate personal details but have lied about how many years they've both held their license and its saved her millions!(because car insurance is THAT expensive). Don't get me wrong lying about anything on your policy is risk but it's at your discretion really
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username2842002
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#18
Report 2 weeks ago
#18
(Original post by Bad Boy ~ Records)
Adding on named drivers had reduced my online quote by £400. it is free to add on named drivers, adding those with good driving history can reduce your premium, I also believe you don't need the permission of the people you are adding as they are not losing anything but instead getting free excess to drive a car.

Anyway I don't know all the details of the people I am adding such as license obtained e.t.c. these are the people with the best driving history.

so with this the case, can I just add on fake named drivers without it invalidating my policy in anyway?
That's fraud. Don't do it, unless you want to ruin your life. If you get caught you'll be a convicted fraudster. You'll find it hard, even impossible, to get work in areas such as policing, finance and so on.

Don't mess up your life when you've not even started it.
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StriderHort
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#19
Report 2 weeks ago
#19
Guys this was 7 years ago, they're prob well on with their life
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