My parents refuse to give me any money. They could barely afford for me to go on a compulsory school trip; the school had to intervene and negotiate a payment scheme with them. My parents can also barely afford to spend the £135-200 required to purchase the bus pass i need. I did have a job, but my employer was taking the piss by giving me crap hours at inconvenient times as I had no fixed hours contract.
To whoever said that people in a 30k + home enjoy a 'middle-class' lifestyle, that is crap. I can understand it being 'middle-class' if the parents have sent their kids to a private school.
ok people, i can totaly see your point that the EMA system isnt fair, but the government cant afford ot give every student £30. However it shoudn't be the case that no-one gets EMA. Yeah ok there are people that spend their money on Cds & things which isnt fair. But then there are people who are in real need of EMA. If I didnt get my £30 I wouldn't be able to go to college. I moved outa home when I was 16 cos of situation with parents, & yes ok I get help from governemt to pay for house, bils & stuff but I use my £30 EMa for living expenses. without this I wouldn't have an education. So think about people like this before you go insulting hte EMa system & complainin that you don't get money. At least you have a house with parents, who give you money & things
i personally don't have financial hardships. but i know people who's parents financially struggle, but they are just over the 30K mark. it's them i'm angry for really. i have other friends who get EMA because their parents are retired because they're that rich to have crooked accountants..... and spend it on MAC stuff and getting wasted... that's the system failing. then again i have other friends who do in theory need it, always complain they have no money to buy stuff for art, but use their EMA for going out instead.
basically the new loan situation will be that you only pay back when you can afford it, and eventually it cancels out if you haven't paid it back. there's no pressure on parents to pay for it at all, unless you're in the bracket where parents are forced to replace the money you won't recieve from the loan company/government/whatever. the government will then give £2700 grant, and the uni will top it up with £300. on top of that you can apply for more money from the uni in the form of a bursary or another grant. but only if you're eligible. so someone from a £30K plus background will come out in more debt in general [to parents, loans, etc] at the end of the same degree than someone from an under 30K background, and should in theory be earning the same amount afterwards.
Although I disagree with EMA in most cases, I do think it benefits soem people. A good friend of mine for example is an only child, and lost both of his parents whilst in year 11, and did really well to manage to get through his GCSEs and head to college for his A levels. He gets a free bus pass from the county council, about £45 a week income support, and then £30 a week EMA most of the time. EMA has really helped him, as it helps him buy immenities,a and although some of it is spent going to the pub he still deserves every penny he gets.
The government can give homeless people who some of which spend their money on drugs, alcohol and cigarettes, but they can't give those who deserve it EMA which annoys me.
It's a higher loan. You have to pay it back. And although it's a very low interest rate it still has one, so you're paying back more than you borrowed (although in real terms it is the same).
And education benefits society. So people from poorer backgrounds are given extra money so they can then get a better job and pay more taxes etc, thus benefitting the economy. If they're stuck in the trap of parents don't earn much so can't afford university, then they can't earn much and then their kids probably don't and so on.
The fundamental issue here is the correlation between residual income and the amount of money recieved by the kids. The government has clearly made a poor judgement that parents who earn over £30K give their kids £30 per week. I know plenty of people, including myself, whos parents earn not much over £30K, and yet their parent's dont give them anything. I also know plenty of people whos residual income is <£15K, and yet whos parents give them (or would have given them) £30 per week extra.
Lets not forget also, that EMA does not just affect a-levels, but similar constraints are put on university bursaries and hardship funds. Earning less than £30K can ensure that the majority of your fees are paid for, but earning more than £30K, you are basically on your own. Where I live, in Newcastle, Newcastle University applicants can apply through the partners scheme. Eligibility is through EMA or if you have a postcode listed as deprived. The benefits include LOWER ENTRANCE REQUIREMENTS, which I feel is totally wrong. THe best srudents should get into university surely, not just the students to boost up the figures for the university of working class students.
Forgot to mention the usage of EMA. As has been said previously, not for one second can anyone honestly say that they spend their whole ema on educational maintenance. I knew someone who got 5 gcses, took 3 a levels, literally sat in lessons doing nothing, and spent the whole year getting ema, and bonuses, and got less than 10% in every exam. It has just became 2 years getting paid to go to school, which is easier than getting a job.
You don't pay the grant back, but if you're from a higher earning family you owe the governemtn £1000 less. And officailly you don't need to pay your parent's contribusdtion back, so if you want to that's your own choice.