The Student Room Group

Reply 1

andyhopkins
So will I be able to get away without paying things like dentist fees and high tax rates on what i earn etc.?

Basically stuff you have to do in the real world.

Thanks


Students pay tax regardless....and no.

Reply 2

andyhopkins
So will I be able to get away without paying things like dentist fees and high tax rates on what i earn etc.?

Basically stuff you have to do in the real world.

Thanks


I've been wishing I could be classed a student and make savings that way but I don't think it works that way. Perhaps if you have a deferred offer it's different, but I'm not certain. It's annoying.

Reply 3

Well for the dentist, as long as your 18, you can just say your in full time education. If your 19 however, I wouldn't risk it. You can also get an international student card from STA travel only if you already have a deferred place at university. For example, I have an unconditional at uni to start in September so they gave me a student card once I showed them the deferring letter sent by the university to STA travel, and now i'm counted as a student. I went to the dentist and they accepted it. But everyone has to pay for dentistry at 19 so I wouldn't risk a fine of £100 for missing payment. It all hinges on whether you got a deferred entry or not.

Reply 4

I was wondering this.

Students don't pay proper tax, you sign a P60 which exempts you from tax. So, although you're in your GAP year you'd be paying? Sucks if you do have to pay as you're only having a year out!

Reply 5

Lady_Muck
I was wondering this.

Students don't pay proper tax, you sign a P60 which exempts you from tax. So, although you're in your GAP year you'd be paying? Sucks if you do have to pay as you're only having a year out!


Yes, I think when i've finished my job, I would've been taxed £1000 which is annoying because it could have gone to university fees etc or travelling but I suppose the fact that your working for a good sum of money just for a year outweighs the tax so i'm not too bothered. As Mark Twain noted, "There are two things certain in life, Tax and Death." At least as a student you've just got to worry about the latter.

Reply 6

digitalparadox
It all hinges on whether you got a deferred entry or not.


I thought as much. :frown:

Reply 7

Lady_Muck
Students don't pay proper tax, you sign a P60 which exempts you from tax.


Err, no. Students pay exactly the same tax as everyone else. You can't get any kind of exemption.

Reply 8

I haven't paid any tax yet and I'm a student. You CAN get exemption.

Reply 9

Dr. Blazed
Err, no. Students pay exactly the same tax as everyone else. You can't get any kind of exemption.


Students working only during vacations can be exempted from having tax deducted from their salaries provided they present the relevant exemption form (obtainable from your local Tax Office) to the employer - I think it's called a P38(S) - and they will not be earning more that the lower limit for taxation which is currently £4,895.

Reply 10

Lady_Muck
I haven't paid any tax yet and I'm a student. You CAN get exemption.


You can sign a P38 if you're not going to be earning over the tax threshold, which'll stop you being PAYE'd. But if you earn over the limit, you will get taxed just like everyone else - there is no exemption.

Reply 11

Students do pay tax most just earn under the limit which is about £4000.

I shouldn't really be saying this but it is legal, if you're not earning any money for a couple of weeks sign up for job seekers allowance, then register with a dentist. Even once you have signed off the threatment is free for that course.

Also if you're over 25 you may be able to claim tax credits which means you can earn money and still get free dental treatment.

It is what I did, even though I am now earning I don't have to pay for dental treatment.

Reply 12

Lady_Muck
I haven't paid any tax yet and I'm a student. You CAN get exemption.


Students are exempt from paying tax on their savings - you still have to pay NI and PAYE, but you can claim a rebate at the end of the year if you've earned under the threshold for tax overall (which is about £4000).

I maintained I was a student throughout my gap year - I did hold deferred entry but for a lot of things like cinema etc they don't always check for a student card and if you looked about student age you could get away with the discounts! But if it's deferred your UCAS confirmation letter works for bigger more important things like dentist and stuff.

Reply 13

Lady_Muck
I was wondering this.

Students don't pay proper tax, you sign a P60 which exempts you from tax. So, although you're in your GAP year you'd be paying? Sucks if you do have to pay as you're only having a year out!

The P60 is the end of year tax document that everyone gets. It only shows how much you've earnt and how much tax you've paid.

Reply 14

How about perscriptions? Do you have to pay for those? Are you technically in 'full time education'?

Reply 15

With prescriptions they only randomly check the information you have put down- so you could get away with just ticking the 'i'm in full time education' box. However, sod's law means that you undoubtedly will get randomly checked and then you get fined something like £30. Not fun.

As for tax, if you are not earning more than £4500 this year (which i'm certainly not!) then you need to have a cumulative code on your P45 so that you don't get charged any income tax to start with. You could just not do this and then get it paid back to you eventually but you want the money now!

Using your old sixth form card works a lot at cinemas and things like that.

I tried to pretend i was a student for ages but a lot of the time you're just digging yourself a hole that is going to be pretty tricky to get out of if you're caught. Especially if you're trying to mess with the Inland Revenue. I've given up and am looking forward to enjoying getting aaaaall the free medicine i want in October.

Welcome to the real world!

Reply 16

aaronc2
How about perscriptions? Do you have to pay for those? Are you technically in 'full time education'?

In Wales it's free under 25 regardless :biggrin: so I'm gonna keep coming home for my Dr appointments once at Uni :p:

But general info:

Who is entitled to get free prescriptions?

* If you are under 16 (under 25 in Wales): OR
* If you are under 19 and in full-time education: OR
* If you are aged 60 or over: OR
* If you (or your partner) gets one of the following:
o Income Support.
o Income-based Jobseeker's Allowance.
o Pension Credit Guarantee Credit.
* If you have an NHS tax credit exemption certificate.
* Some war pensioners - if treatment is connected with the pensionable disability.
* If you have a prescription exemption certificate.
* People on a low income who have a certificate HC2.

Reply 17

i still use my expired ucas card sometimes..no-one seems to care!
the best thing is to sign up for job seekers allowance n collect the money every few weeks cos the job centre r so useless at helping ppl find jobs anyways - everyone i spoke to about the job centre agrees..useless thing!

im looking forward to by rebate provided i quickly put my money in an isa so i dont get taxed on it for sitting in a current account!