Hey guys, In short going as named driver under my mums car and policy. She'll be driving 5/7 days of the week whilst I'll be driving 2 days a week to college. But I'll be doing 40 miles per week and she'll be doing 20-30 miles a week cos my college is quite far (10 miles) and she'll just be driving to work (2 miles). Would that be fronting? Technically she drives more of the times but I drive more miles. It is her car and not mine just thought I'd point out.
Also she put in that she does 20k miles p.a and I do 5k miles p.a which works out cheaper somehow but she probably won't do 20k miles a year. Does that matter? It'll just mean shes covered to drive 20k right and doesn't matter even if she doesn't get drive it all? I won't be exceeding 5k miles p.a for sure anyways.
Just a bit confused with how they would count you as insurance "fronting".
What do you think?