Won't a privately rented shared house work out cheaper?
All privately rented shared houses are self-catered, and almost all are shared bathroom, so I'll compare it against Oak House, which is self-catered, shared bathroom, using 2011-12 prices.
Oak House £82 for 40 weeks = £3280 (includes all bills)
No deposit - there is a £400 pre-payment, but this is automatically offset against your final accommodation payment.
If you are receiving a
bursary, and opt for the accommodation discount, then the total bill will actually come to £2000 less. The accommodation discount is not applicable to privately rented shared houses.
Shared House - a conservative estimate (i.e. it may very well cost more than this)
Typical student houses will cost £70-80pw, on a 52 week contract, with a half rent concession over eight weeks of summer, so £70 for 44 weeks + £35 for 8 weeks = £3360
Bills - typically £10-15pppw, so £10 for 52 weeks = £520
Deposit - typically £300-400, and you may or may not get it back.
Total: £3880 + deposit
In addition, in private houses you tend to have problems with landlords that are either incompetent or maliciously bad (repairs not being done, laws not being followed, and deposits not being handed back etc.) along with the hassle of dealing with utility providers, getting a council tax exemption, maintaining the garden and doing all your own cleaning should be enough to put you off renting in the private sector until you have to. Reading the
RenterGirl blog should open your eyes to the fast ones that many landlords and their agents try to pull.