Natwest payment/balance Watch

isawsparks89
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#1
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#1
It might just be that it hasn't cleared yet but...I put £300 of cheques/cash into my account on friday afternoon (170 cheques, 130 cash). I do my banking online and checked it today and it says I have £938 in my account and £139 available, which isn't right (for a start I have £1250 available overdraft). It seems to have registered that I have put in 300 in the balance but made the money available

Is this just down to the cheques not having cleared yet? I really need it because I'm going abroad in a few days and need to access money online (I haven't sorted out how to access money online via my account abroad yet)

Hoping it's just a case of the cheques not having cleared but if anyone could clarify or correct me otherwise, I'd be so grateful

Thank you!
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Tiger Rag
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#2
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Cheques can take a few days (I think it's 3?) to clear.
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Knalchemist
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#3
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NatWest website says if you put a cheque in on a Friday, it will be cleared on the Thursday. But it might take an extra day, due to tomorrow not being a working day.
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elldeegee
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Cheques don't clear over the weekend from my own experience.

When i put cheques into my natwest account i leave 4 working days for it to clear, that always seems to work.
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Rybee
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https://www.wonga.com/
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Knalchemist
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That is just asking for trouble.
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hothedgehog
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Cheques take 3 working days to clear, including the day you put it in the bank as long as you did that before 3.30pm. As tomorrow (Tuesday) is a bank holiday your money won't be available until Wednesday or Thursday depending on what time you deposited your cheques.
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isawsparks89
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Aha thanks, this has reassured me anyway. I've not used cheques in a while so wasn't sure.

Thank you also wonga? LOL. I do hope anyone who sees this thread doesn't heed your advice.
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