Hey there! Sign in to join this conversationNew here? Join for free
    • Thread Starter
    Offline

    15
    ReputationRep:
    A bit of an odd question, I'm afraid. I'm not sure how best to word it.

    Basically, I have contents insurance through Endsleigh for my student accommodation. It covers my gadgets anywhere in the UK too. The sum of that insurance is £500, but I'm not quite sure what that means.

    Does that mean I can pick and choose items up to the value of £500 which would be covered? Like, one laptop + one games console, or 100 CDs up to the value of £500? Or does it mean that I can have consoles, cameras, laptops, computers, phones, etc, and they'll pay out the first £500 (after excess has been paid) for all of this?


    I ask because sometimes I'll be going away for weekends with my society doing hiking, walks, etc. I'll be taking my camera with me, but if it gets damaged, I want to know that it's covered. I don't want to have pre-determined specific items which get insurance and ones that do not. I am covered for "accidental damage or loss to laptop and portable electrical items anywhere in the UK" to the "sum of £500". Does that just mean that in any one claim, up to £500 of it is covered?


    I didn't have my camera with me when I took out the policy, and I may review it now to cover it (as it's pretty expensive), but for the meantime, is all my stuff covered at once?


    Cheers
    Online

    16
    ReputationRep:
    You need to read the policy. It'll explain in detail what is or isn't covered, and in what circumstances. Often there are limits for individual items, which it should explain.

    Is the policy really only for contents worth £500? That doesn't seem like enough cover for all one person's stuff, to be honest...
    • Thread Starter
    Offline

    15
    ReputationRep:
    Well I can only access so much of the policy from home. I had the full booklet back at uni. I think it's £500 of gadget cover though. But it doesn't specify how much insurance is on top of that. As it's halls, they cover more things too, but I can't find a monetary limit for what is covered in that instance.
 
 
 
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • Poll
    What newspaper do you read/prefer?
    Find out more

    Accommodation profiles:

    Prodigy Living

    Prodigy Living

    Accommodation in 15 cities across the UK, with 24 sites providing modern, stylish en suite and studio rooms close to the major universities.


    iQ Student Accommodation

    iQ Student Accommodation

    Great value student rooms in city centre locations all across the UK


    X1 Lettings

    X1 Lettings

    Luxury student accommodation in Liverpool & Manchester.


    Collegiate Accommodation

    Collegiate Accommodation

    "This is student living. Just better."


    Scape Student Living

    Study Inn

    Providing stunning high quality, boutique student accommodation throughout the UK


    The Student Housing Company

    The Student Housing Company

    Award-winning student accommodation across the UK.


    Universal Student Living

    Universal Student Living

    “All-inclusive student accommodation in prime locations across the UK.”

    Articles:

    Student accommodation articles What to take to uniDo I need a TV licence?

    Quick link:

    Unanswered student accommodation threads

    Groups associated with this forum:

    View associated groups
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

    Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

    Quick reply
    Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.