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PGCE year finance help watch

    • Thread Starter

    I'm planning on doing my PGCE in Lancaster starting in Sept 13/14. I achieved a 2:2 degree so I do not get a bursary. I am under 25 so even though I'll be getting no help, I'm still based on household income so I get nothing from that either.

    I have around a grand saved up in my bank, and I'm expected to get about £4000, as a maintenance loan.

    So That means for my PGCE year I'll have around £5000 to survive. (Excluding the £270ish my phone contract will eat up during that time)

    Now, I'm pretty rubbish with all this stuff, especially with living at home during my degree, so how far will that £4700 go? Is it viable to live in Lancaster and commute to all my places? Or would it be financially better to just buy a car and commute (from Blackburn) each day? (Which might not be possible, or at least might require having to get up ridiculously early for 8am starts :/)

    I guess what I'm asking is, will £4700 be enough to live in Lancaster and have enough to commute to my placements and have food etc? Or will I need to look into taking bank loans, and screwing myself over financially to do the job I really want too.

    Thanks for any help,

Do you think parents should charge rent?

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