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    If my daughter has the use of the car during uni holidays and my husband uses it the rest of the time who is the main driver? The uni term is 28 weeks.Obviously during the uni holidays the car would be shared as well.

    Is it done by mileage or by other means?
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    If your husband uses it year round and your daughter for only half the year it would be reasonable to say your husband is the main driver, but it would probably also be worth talking to the insurance company and explaining that before​ any potential claim so it's on record and they can't object.
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    Funnily enough, I was about to ask the same question. I may be the only driver for a car for 12 weeks over summer for a placement, but not the main driver over the course of the year (I'll be handing it back over to the owner for the other 40 or so weeks).


    I imagine it must be how the insurers define it. Either way, it should be made clear on the paperwork when creating the policy. If she is driving it for the first week that it's insured and she makes a claim, they might think she was the main driver as nobody else has had a chance to drive it. Then again, they might look over a 6 week or 3 month period prior or whatever to the event to see who was mostly driving.

    I guess the best way is just to ask... But I'd like to know if you do.
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    I'd imagine main driver is based more on mileage driven rather than time,
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    (Original post by CurlyBen)
    If your husband uses it year round and your daughter for only half the year it would be reasonable to say your husband is the main driver, but it would probably also be worth talking to the insurance company and explaining that before​ any potential claim so it's on record and they can't object.
    I agree.
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    main driver = the one who does the most miles IMHO.
 
 
 
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