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    hi,

    2 years ago i took my dads car without his consent and was involved in an accident with a pedestrian.

    i was unisured however as we knew the man we went to his home and he assured us that he will not make claim.

    however after 4 months my dad recieved a letter from insureres stating that his insurance is void for failure to report an accident.

    now me and my father have recieved letters from tradex demanding that one of us pay them £5000 which they paid to that pedestrian for personal injury.

    i would appreciate if someone can give me advice on this issue.

    i personally accept all respnsibility and dont want them to contact my father on this issue, however i do not want to pay such amount even though i have 11k in my account.


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    (Original post by RealDeal90)
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    Advise would be to go see a lawyer/soliciter
    Any information people may give you on here might not be to your advantage and you could get yourself into more trouble.
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    (Original post by RealDeal90)
    hi,

    2 years ago i took my dads car without his consent and was involved in an accident with a pedestrian.

    i was unisured however as we knew the man we went to his home and he assured us that he will not make claim.

    however after 4 months my dad recieved a letter from insureres stating that his insurance is void for failure to report an accident.

    now me and my father have recieved letters from tradex demanding that one of us pay them £5000 which they paid to that pedestrian for personal injury.

    i would appreciate if someone can give me advice on this issue.

    i personally accept all respnsibility and dont want them to contact my father on this issue, however i do not want to pay such amount even though i have 11k in my account.


    This was posted from The Student Room's iPhone/iPad App
    As far as I know, your insurance becomes void if you don't report an accident straight away. I'm guessing that even if the guy didn't want to press charges or whatever, you should have still let the insurance company know about the accident. As the above has said, you should try and get in contact with a solicitor in order to deal with this particular situation as it is quite difficult. Considering you have the funds to pay the fine, you'll probably end up having to pay at least some of it. You also may get in trouble because you were driving without insurance - not sure if there is some kind of time limit on this.
 
 
 
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