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    Hi all.

    Ok here's the thing, I currently have a basic credit card from lloyds tsb but I am having trouble understanding it.

    On my online statement it says, my balance from previous statement is 60 pound. My over all balance is 75 pound, My question is that it says that the payment is due on the 7th of May, does this sound correct, I thought that only the 60 would be due?

    Also my next statement is due out on the 10th which is after the pay date? should this happen every time?

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    Your balance on the statement is why you need to pay; any transactions you made after the statement was generated will be part of next months balance statement.

    The statement is normally generated a few days after the last payment date, giving you a few weeks to pay it off in time


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