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    Are we eligible for this? I was just curious as technically will be unemployed for a month or two. Intending on looking for bar work as I am in dire straits but any money would help.
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    (Original post by yawnmonster)
    Are we eligible for this? I was just curious as technically will be unemployed for a month or two. Intending on looking for bar work as I am in dire straits but any money would help.
    Are your results out yet?
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    I think technically you're covered by NHS bursary / Student Loans till August anyway. However potentially yes.

    I definitely won't be claiming it even if I can though.
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    (Original post by Philosoraptor)
    I think technically you're covered by NHS bursary / Student Loans till August anyway. However potentially yes.

    I definitely won't be claiming it even if I can though.
    Aren't you still officially registered as a UCL student until end of July? I.E. you're still in full time education until then? You'd only really be able to claim JSA (if you were to) for about a week.
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    I appreciate that this is not what this money is intended for at all but I will struggle to survive for the first month of work and my parents don't have the means to support me for that time....as I said I intend on getting a job if I can in this time, as I have worked the entire way through uni I just gave up over my finals so I feel the neg is unnecessary.

    I have my results. Other option is to go and see if the bank will extend my overdraft but I'm already at the max limit for my student account or try hardship funds.

    Getting charged a bomb for gown and graduation is not helping!!
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    I have heard of people writing to their FY trust and saying they're financially unable to make it to the start of work ie can't afford to move etc, and have been able to get their first month's pay in advance. Obviously means you then have to survive until the end of month 2 for your next pay, but might be an option?
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    (Original post by yawnmonster)
    I appreciate that this is not what this money is intended for at all but I will struggle to survive for the first month of work and my parents don't have the means to support me for that time....as I said I intend on getting a job if I can in this time, as I have worked the entire way through uni I just gave up over my finals so I feel the neg is unnecessary.

    I have my results. Other option is to go and see if the bank will extend my overdraft but I'm already at the max limit for my student account or try hardship funds.

    Getting charged a bomb for gown and graduation is not helping!!
    Have you considered start-up costs too? Like a deposit on accommodation, sometimes there are other unexpected costs etc.

    Payday loans, or loaning money from friends or family may be an option if the trust can't give you an advance.
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    (Original post by nexttime)
    Have you considered start-up costs too? Like a deposit on accommodation, sometimes there are other unexpected costs etc.

    Payday loans, or loaning money from friends or family may be an option if the trust can't give you an advance.
    Friends yes. Payday absolutely no.



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    (Original post by Newtothis83)
    Friends yes. Payday absolutely no.



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    You need to say more if you want to post something useful.
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    I feel your pain OP, I was in a similar position but was lucky enough to secure a professional studies loan just before finals (NatWest have stopped theirs now). I would definitely approach the trust and ask about an advance? Are you living in hospital accommodation? That should be taken directly out of your wages if so.

    Also approach the hardship fund at your uni. They might be able to offer some solutions that you hadn't thought of.

    Congrats on passing, and I hope you enjoy your first paycheck.
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    (Original post by Newtothis83)
    Friends yes. Payday absolutely no.



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    I agree payday loans are a bad idea. But what about seeing if you can get one of those credit cards with 0% interest for the first 6 months or whatever? You'd easily be able to pay off your month's spending with your earnings over the first 6 months.
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    I have a meeting with my bank manager at 3pm today. Taking with me my letter from my employer along with costs for hospital accommodation. Any ideas of what else I could take?

    ill let you know what I get from them if anything...hoping to get some sort of interest free overdraft extension on top of my £2000. Just in case anyone else reads this in the same dire straits as myself.

    Thanks for all the suggestions so far.
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    Also my friends offered to lend me some money (current fy1s) but the idea of that makes me really uncomfortable!

    so annoying when everyone is asking what you are doing with your big summer off and you just think 'sitting at home eating beans'. But needs must
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    (Original post by yawnmonster)
    Also my friends offered to lend me some money (current fy1s) but the idea of that makes me really uncomfortable!

    so annoying when everyone is asking what you are doing with your big summer off and you just think 'sitting at home eating beans'. But needs must
    Times like this show you friends true colours. I told 2 people but they both offered money. Luckily I didn't need it. My friends mum came to me in tears and said if I needed money I could come to her as she's known me since I was little and couldn't bear for me to not qualify (was considering deferring to get a job).

    Let people help you if you need it. I know its difficult but you'd do the same for them
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    So the bank won't budge at all! Got a credit card that I can use but would rather not rack up any interest but needs must. Just a warning to medical students - just because you are (almost) guaranteed a decent income doesn't mean you can get money willy nilly...

    regretting not taking that professional development loan earlier.

    Thanks for all the advice on this thread though!
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    (Original post by yawnmonster)
    So the bank won't budge at all! Got a credit card that I can use but would rather not rack up any interest but needs must. Just a warning to medical students - just because you are (almost) guaranteed a decent income doesn't mean you can get money willy nilly...

    regretting not taking that professional development loan earlier.

    Thanks for all the advice on this thread though!
    As long as you pay it off as soon as you can the interest won't be too bad. I paid my professional studies loan off last xmas even though they wanted to stretch it over 5 years, I couldn't wait to get rid of it!

    Good luck
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    Wow, my bank were quite happy to give me extra overdraft on production of employment contract. Must really vary bank to bank.


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