Ok I have my car insurance renewal and it's a whopping 70% cheaper than last year (my first year).
The thing is, this isn't include NCD protection. It's an extra £164 to protect my 1 years no claims.
So two questions:
Should I bother protecting it?
And do you think if I asked the insurance company to throw it in for free, or to round the price up to the nearest hundred they would let me have it? For example, my insurance could be £610, and with NCD protection is £774. I would offer a rounded figure of £700 to include NCD protection?
I just think it's a huge amount to pay to protect it (can I protect it else where?). Had anyone else attempted to 'haggle' with insurance companies?