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    hey! i'm 20 and my boyfriend is too, and at that age for some reason... he's scared to spend his own earned money.

    He has about £4,000 saved up, and yet he is worried about getting a new phone on a contract. He'll buy normal little things like petrol, deodorant etc aha, and he'll treat me if we go out, but if we do go out, i'll spend money on clothes, yet he won't spend a penny. except in the toilets. (just to say i'm not someone who expects things bought for me!)

    but what i think it is... when he was younger, he told me he was just living at home with his mum and sister as his parents had split up. his dad never gave any money to his mum and she couldn't really work much because she needed to look after him and his sister. he said they remember having about £1 in 5p's/10p's on a Sunday... not much to eat, and they bought asda smartprice soup.

    he's a hard worker and he saves up. but i think he's worried about if anything like that were to ever happen again. or if he lost his job. i wouldn't want him to spend all his money because it's good to have savings, but he said he wants that new phone and has enough to pay the full 2 year contract off (it'd be something like £900 over 2 years), he'd be earning still as well, and i think he should treat himself.

    what do you think? what should i say to him?

    You complained he was fat in TWO threads you started today in the Chat and Relationships section - leave the guy alone!!

    There are worse traits to have and given his family background you've got to expect a bit of caution. Besides which he's unlikely to change just because you try to make him. Your best bet is to accept him for who he is. And if it works out in the long-term, having someone sat on a pile of savings could be rather useful!
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