Foundation Course Funding

Hello everyone,

Currently I do AS's and I am trying to plan my nearest future. I feel like studying Architecture or Art at University. Therefore, I would like to take Foundation Course in Art. I know that I cannot get student loan for that because it is Further Education (Higher Education is university).

I will be taking a gap year so that I would be able to apply for most of the loans as a UK resident.
I found out a loan called 'Proffesional and Career Development Loans'. In the eligibilty it says that I have to be living in the UK for 3 years and that I should plan to work in the UK just after the course.

Does it mean that I won't be able to go to uni after taking such a loan?
The other question is will I be given the Steudent Loan for the uni since I would have already taken a loan for Foundation Course?

What do you guys think about it?
Do you have any other ideas I could fund my Foundation Course?

Cheers,
Girouard