Sister Wants Money

Heres the thing, my older sister wants to borrow more money from me. She is 22 and has just gottern her degree from Newcastle. She has been home for nine weeks and has failed to get a job as of yet, although she has been trying through newspapers etc.

Now for many years my sister has borrowed money from me in order to pay some things (such as phone, presents etc) and just for a normal life. Most of the time, she did pay be back, but for the past two years she hasn't for various reasons. Now I am the saver in the family. I only ever use my pay checks to buy books and the odd DVD/game, otherwise it all goes into the bank. So compared to other family members, I am loaded.

Now that I will be starting University this September, I will be needing this money that I have saved up for in order to pay for my living expenses. My sister however wants to borrow some more in order to visit her boyfriend (which she needs to catch a train to visit) and to pay her phone bill. Since she hasn't got a job it is unlikely that she will be able to pay be back.

What do I do? One one hand I need this money in order to live, but she is still my sister, who I love very much.

Reply 1

matt@internet

12

Tell her to bog off.

Reply 2

hanhan88

6

matt@internet

Tell her to bog off.

Yeah. cos thats the way to show people you care about them.

I would just explain your situation to her. Tell her that you want to help her out but you cant afford to. She's been a student herself, she will uderstand that you need your money. It may just not have occurred to her that you need it more now.

If i was you i would offer to lend her some but just for her phone bill, as she will get charged if she doesnt pay in time. But just emphasise you need it back, im sure she'll understand!

Reply 3

Glory

1

she wants the lifestyle get the job to go with it. Ive always been very strict on living within my own means.

Reply 4

bunthulhu

14

Tell her to get a job, you have been giving her - not lending her - money for the last 2 years, enough is enough! She needs to grow up to be honest. :smile:

Reply 5

Anonymous #2

Glory

she wants the lifestyle get the job to go with it. Ive always been very strict on living within my own means.

being stingy and tight you mean... im a male and i lent my best female mate £300 to help her pay her bills...

Reply 6

bunthulhu

14

Anonymous

being stingy and tight you mean... im a male and i lent my best female mate £300 to help her pay her bills...

So, she's going to pay you back? And she has a job so she is trying to support herself instead of leeching off you? Assuming yes to those, it's a different situation. Not GIVING people your money because they can't be bothered to make their own, is not stingy or tight. You can't just let people walk all over you.

Reply 7

samba

6

I lent my younger brother £500 earlier this year, and my other younger brother £200. I've got the £200 back, but am still waiting on the other.

Lend a fair amount within your means. She'll understand if you can't give her everything she needs.

Reply 8

*titanium*

12

I am in a siumlar situation. Except my brother is the same age as me. He always spends all his money, im not exactly always perfect with money but right now i have a lot saved up.

The thing is, you need to keep on top of it. Remember how much she owes you and demand for it back, dont lend her more till hse pays you back. Some one above said you lent a freind £300, well i bet the freind paid you back, when the perosn is not paying you back, its totaly diffrent.

As far as i can remember i dont think i have lent my brother more then £100 in one go, sometimes its taken me up to 2 months to get my money back, but i have always got it back, right now he owes me £15 and wont give it back to me, thank god hes got a job now and will get paid at the end of the month.

You dont have to feel bad about not lending her money, she is the one in the wrong, not paying you back. Dont lend her money till she starts paying back. If my brother does not pay me back i would not lend him more, he has asked me for more moeny before and i have said no before, i also always ask him when he will pay me back and wont lend him the money till he can tell me how he plans to get the money to pay me back.

I have done this and it has never been a problem because he knows he has to pay me back, oyu should start being more strict and take control of the sitution, after all its your money, so dont let her try and make you feel sorry for her.

Reply 9

*titanium*

12

My parents have asked to borrow money before, like £80 for the shopping, they pay me back extremly quikcly, i love lending them money, its just the feeling like you are supoprting your parents finaicaly (even though its not true, they just cant get to the bank or something) like you have the power now, they need to come to you for money.

Reply 10

iz_a_bell

10

I love lending my dad money because i get twice or more as much as I lent in my bank account the next day.

Once i helped my dad paid the congestion charge and he put £100 in my bank account the next day. :P

I'm not complaining!

Reply 11

*titanium*

12

iz_a_bell

I love lending my dad money because i get twice or more as much as I lent in my bank account the next day.

Once i helped my dad paid the congestion charge and he put £100 in my bank account the next day. :P

I'm not complaining!

Damn at that interest rate hes better off going to a bank :p:

Reply 12

Glory

1

Anonymous

being stingy and tight you mean... im a male and i lent my best female mate £300 to help her pay her bills...

definately not stingy, people need to learn they need to work for things in life. If theres a good possibility of getting the money back i wouldnt mind. But ive also seen people getting walked over because they are a mug, and end up being a perminent cash machine for their siblings.

Reply 13

Profesh

20

iz_a_bell

I love lending my dad money because i get twice or more as much as I lent in my bank account the next day.

Once i helped my dad paid the congestion charge and he put £100 in my bank account the next day. :P

I'm not complaining!

Congratulations on being affluent.

Sister Wants Money

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