I didn't know top heavy is a plus healthwise?

Any body shape that stores fat elsewhere than your stomach/waist area is deemed as healthy for the reasons you've said before (less risk of diabetes/heart disease etc.). This is because the fat isn't being stored around vital organs in your abdomen. People tend to ignore the "inverted triangle" shape as being healthy because they assume that because the fat is around the heart area it's probably bad - but it's not. The fat will most likely be stored around your breast tissue. However, just because your body type is 'healthy' doesn't mean you can go around eating what you like as it's visceral fat (that you can't see) that's the real killer!

I'm a pear shape and I'm always envious of people with narrow hips/skinny legs as it's easier to hide a bigger stomach than it is big legs! And it's really hard to find jeans to fit however, with all shapes, there are other health issues to worry about. e.g. i have problems with varicose veins/circulation in my legs because a lot of fat is stored around them and big busted women tend to get back problems. BUT they aren't serious illnesses.