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    A long every day issue but it's affecting me every day I'vecopied this from another subforum that appears to be dead -

    ---- I want you to picture you being me in my shoes and decide what you would do - would you live out at Uni or not?

    - I live in London about 14-16 miles away from the University in central London I will attend - City University in Farringdon, central london.
    - I'm 24
    - The accomodation is 42 weeks x £195.60 per week = £8215.20!
    - Because I went to Uni for 1 year when I was 19, it stipulates me getting ANY grant from the university which is rather annoying because I lose out on about £4,000 alltogether.
    - However I do get the full non-repayable £3,345 or so grant from the government leaving me to fill 5k
    - I WILL NOT be taking any student loan as I have savings close to £30,000 from working between ages of 20-24.
    - I WANT to move out of the family home regardless, and therefore being in London I'd be looking at around £5,000 at least anyways, it's just whether it's worth paying another 3k on top.
    - Halls is perfect location, 5 minutes from the uni and also in Farringdon which is a great place to live.
    - Live with City students and therefore maximise opportunity to meet people and have a great first year.
    - When out with friends I will always have to get the bus home at like 12/1 at the latest if I want to get home in time to get a reasonable sleep and wake up in time for lectures, or to wherever I live potentially.
    - I'm 24, do I need to be in halls? I'm more grown up now and therefore won't be partying every single night. Makes me consider 8k cost.
    - The university is quite international and is known not to have a thriving social scene and also because of the high costs I'm thinking that alot of Londoners will stay at home. So you could say live elsewhere but then I think I wouldn’t really enjoy living in a random house with random people when I know all the students live in halls together. Also any student buildings are very expensive in London, similarly to the City Uni halls.
    - Will have to work 3 days at Uni to compensate for high rent whereas somewhere cheaper would let me work 2 days at work. I mean I could still get away with 2 days at work because of my savings but still.

    I've spoken to some friends and people and a few were like 'why are you living out?' And then it hit me and I was like 'oh ****, maybe I shouldn't'. When you think about it it’s 17k for one year, which is crazy. But then you always hear of people saying 1st year is the best time to live in halls etc Then I think maybe I should live out 1st year and stay at home 2nd etc I can’t decide if this is too much of a luxury to be affording myself.

    A few other points - I DON'T want to tap into my £30,000 savings at all. Of course in emergency it is there however. I plan to work 20 hours/3 days a week at my current workplace during Uni, which will bring in at least £800 per month. So with the £800 income plus the £3,354 grant, technically it can be paid for through that. Extras like food, transport, mobile phones bills do not worry me because my work pays for some of these things and I will be home alot to load up on food.

    If thispost was describing your situation what would you do?
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    I don't really think I would move out. I understand that you don't want to tap into your savings, but I think it's quite likely that you would end up doing so. That would be less of a risk if you were going somewhere cheaper (away from London) but there are reasons for you to stay which I'm sure you're already aware of. I also wouldn't depend on you keeping your job going, at least with those hours. My university tells us not to work over 15 hours per week, if they're the ones offering the job they just don't accept student applications. It's completely fair, it stops people over doing it because you are expected to do a lot of independent study... I know most people don't hit the target of hours encouraged but still. Many times I've been working on an essay in all my spare hours for a week or two and I've been so grateful I haven't needed to stop to get ready and go to work for a few hours (and come back feeling tired physically and mentally).
    Just because you live at home (if) it doesn't mean you can't enjoy the occasional night out. With it being expensive and you being quite a bit older than the other first years you probably might not even want to as often as they will want to, as you would witness living in halls. Age is another thing, you're more mature than most of the freshers. You might get along with them but you might struggle with living with people who sometimes fail to cope living away from mum and dad taking care of the cooking and cleaning. Fire alarms all of the time, by the way.
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    (Original post by sliceofcake)
    I don't really think I would move out. I understand that you don't want to tap into your savings, but I think it's quite likely that you would end up doing so. That would be less of a risk if you were going somewhere cheaper (away from London) but there are reasons for you to stay which I'm sure you're already aware of. I also wouldn't depend on you keeping your job going, at least with those hours. My university tells us not to work over 15 hours per week, if they're the ones offering the job they just don't accept student applications. It's completely fair, it stops people over doing it because you are expected to do a lot of independent study... I know most people don't hit the target of hours encouraged but still. Many times I've been working on an essay in all my spare hours for a week or two and I've been so grateful I haven't needed to stop to get ready and go to work for a few hours (and come back feeling tired physically and mentally).
    Just because you live at home (if) it doesn't mean you can't enjoy the occasional night out. With it being expensive and you being quite a bit older than the other first years you probably might not even want to as often as they will want to, as you would witness living in halls. Age is another thing, you're more mature than most of the freshers. You might get along with them but you might struggle with living with people who sometimes fail to cope living away from mum and dad taking care of the cooking and cleaning. Fire alarms all of the time, by the way.
    But then I'd want to move out anyways which would cost at LEAST 5k for the year. So in essence it's a 3k luxury you could say. Really tough decision god dammit.
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    That's really long winded, if I'm honest - so just skimmed.
    How long would it take you to get to university?
    Halls aren't all they are made out to be - I greatly dislike them: feel rather institutionalised... second and third year students often go into shared housing, besides.
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    (Original post by hellodave5)
    That's really long winded, if I'm honest - so just skimmed.
    How long would it take you to get to university?
    Halls aren't all they are made out to be - I greatly dislike them: feel rather institutionalised... second and third year students often go into shared housing, besides.
    A good hour if not a bit more.
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    (Original post by Parx)
    A good hour if not a bit more.
    IMO I would stay at home and take the hour and a bit to uni... It's definitely worth saving those thousands of pounds.
    You can still have a good time without cohabitating with other students!
 
 
 
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