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Over 25's Maintenance Loan/Grant if living with parents Watch

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    Hi everyone,

    I’m applying to University full-time to start from September 2015.

    I understand that there are two different rates for the Maintenance Loans/Grants – one if you are living with parents and a higher one if you are living away from home.
    I will be over 25 when the course is in it’s second year. I have read somewhere that over 25’s, by default, get the higher ‘living away from home’ rate, regardless of the fact that they are actually still living with parents. Can anyone confirm this?

    Thanks,

    Tom
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    Not quite.

    If you're 25 or over, you're automatically assessed on your income (which will be nil if a full-time student) and not your parents' income, even if you still live with them. This usually results in you getting the highest rate of income-assessed Maintenance Grant.

    You will be deemed to be 'Living At Home', as you are living at home. This will result in a slightly lower Maintenance Grant/Loan combo. However it will be more than compensated for by you being independently assessed.
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    I am in the same situation as the OP, I turn 25 just before the start of year two, am living with my parents and have just filled in my finance form. Why then is it still asking my parents to support the application ? Have I clicked something wrong ?
 
 
 
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