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    Hello.

    I'm looking at getting a MacBook that's going to cost around £1,200 (including the student discount).

    What would be the best way of going about getting this? I don't have the money to hand now but I will be getting a bursaries totalling £4,000 in February from the university.

    My dad recommended getting a 0% finance student bank account and then using that to spend the £1,200 with the intention of paying it back in February.

    Do any of you guys have any advice for someone in this situation? Is this the best solution?

    I look forward to reading your responses.

    EDIT: I don't need suggestions to buy a Windows laptop. I know plenty about my options and I know there are alternatives to getting a Mac.

    I'm asking for suggestions on the best way to finance the purchase not how another laptop would be better suited.

    If you are still debating putting that I should get a Windows laptop, please read the reasons for me buying a Mac below:




      • 1. Build quality - It makes a huge difference to me if I have a well built laptop. It just feels nicer.
        2. Battery life - Apple laptops are famous for their great battery life.
        3. Reliability - The ability for them to make the hardware and the software together makes their laptops incredibly reliable.
        4. Pre-owned price - This is a huge one for me. If you keep a MacBook in a good condition, you can resell them for 50% of the price you bought it for - even 4 or 5 years after they have been released. This means if I want to upgrade, I can sell the older generation one and get another MacBook for £500-600. This is the price of the laptops you are talking about that have the same kind of specs.
        5. App development - iOS is one of the largest mobile platforms in the world. Apple being Apple, they want to make sure that you stay inside their eco-system. To do this, they make it so you can only develop for iOS on a Mac.

        I hope this helps you understand a little better while I have chosen a Mac over a standard PC laptop.


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    What about looking on amazon for cheaper MacBooks


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    Unless you need it right now I'd wait.
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    (Original post by iloveteddy14)
    What about looking on amazon for cheaper MacBooks


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    I then wouldn't get the student discount so it would be much more expensive.

    Really I'm looking for a way of getting the money to purchase the laptop with minimal repercussions rather than a way of reducing the initial cost of the laptop.

    Thanks for your reply.
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    (Original post by Rosasaurr)
    Unless you need it right now I'd wait.
    Ideally I need it before I go to university - purchasing it in February would be a little late.
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    (Original post by Adam_Cross)
    Ideally I need it before I go to university - purchasing it in February would be a little late.
    Hmmm, could you not try and apply for finance?? When I was looking to buy a MacBook they offered 0% finance for a year but you couldn't get student discount.

    I guess you could buy it out of a bank account and pay it back in feburary but I personally wouldn't
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    (Original post by Rosasaurr)
    Hmmm, could you not try and apply for finance?? When I was looking to buy a MacBook they offered 0% finance for a year but you couldn't get student discount.

    I guess you could buy it out of a bank account and pay it back in feburary but I personally wouldn't
    I think they are still doing the 0% finance - I'll have to check. Ideally I'd like to get the student discount - it makes a huge difference to the price.
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    (Original post by Adam_Cross)
    Hello.

    I'm looking at getting a MacBook that's going to cost around £1,200 (including the student discount).

    What would be the best way of going about getting this? I don't have the money to hand now but I will be getting a bursaries totalling £4,000 in February from the university.

    My dad recommended getting a 0% finance student bank account and then using that to spend the £1,200 with the intention of paying it back in February.

    Do any of you guys have any advice for someone in this situation? Is this the best solution?

    I look forward to reading your responses.
    I didn't have a computer / laptop before starting university, but really wanted / needed one. I did what your Dad is suggesting and opened a student bank account with a large 0% interest overdraft. Spent some of it on the PC before I received student finance / bursary.

    Just make sure you can afford everything you'll need at university before spending the overdraft buddy.
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    But students get amazon discount


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    (Original post by iloveteddy14)
    But students get amazon discount


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    Could you send me a link that provides more information about the Amazon discount?
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    (Original post by Omega3!)
    I didn't have a computer / laptop before starting university, but really wanted / needed one. I did what your Dad is suggesting and opened a student bank account with a large 0% interest overdraft. Spent some of it on the PC before I received student finance / bursary.

    Just make sure you can afford everything you'll need at university before spending the overdraft buddy.
    If everything worked out for you doing this method then I think I will do that. I'll visit the bank tomorrow and discuss my options.
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    What's with people and macs, you can get the same specs for 600 pounds
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    (Original post by Adam_Cross)
    If everything worked out for you doing this method then I think I will do that. I'll visit the bank tomorrow and discuss my options.
    Do it! Co-op offers a £1400 overdraft from day 1 I think, increasing to £2000 in third year.
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    (Original post by chukster97)
    What's with people and macs, you can get the same specs for 600 pounds
    I don't want this to turn into a discussion about what brand is better. Regardless, I'll quickly run through the reasons why I want a Mac for university.

    1. Build quality - It makes a huge difference to me if I have a well built laptop. It just feels nicer.
    2. Battery life - Apple laptops are famous for their great battery life.
    3. Reliability - The ability for them to make the hardware and the software together makes their laptops incredibly reliable.
    4. Pre-owned price - This is a huge one for me. If you keep a MacBook in a good condition, you can resell them for 50% of the price you bought it for - even 4 or 5 years after they have been released. This means if I want to upgrade, I can sell the older generation one and get another MacBook for £500-600. This is the price of the laptops you are talking about that have the same kind of specs.
    5. App development - iOS is one of the largest mobile platforms in the world. Apple being Apple, they want to make sure that you stay inside their eco-system. To do this, they make it so you can only develop for iOS on a Mac.

    I hope this helps you understand a little better while I have chosen a Mac over a standard PC laptop.
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    (Original post by Omega3!)
    Do it! Co-op offers a £1400 discount from day 1 I think, increasing to £2000 in third year.
    they mean £1400 overdraft not discount lol, i was going to suggest this

    Although, unless you specifically need a macbook for your course, I wouldnt bother as you could get a higher spec windows laptop custom built for the same or cheaper and you have a lot more freedom as you're not tied in to apple or limited apple affiliated software
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    (Original post by Kabloomybuzz)
    they mean £1400 overdraft not discount lol, i was going to suggest this

    Although, unless you specifically need a macbook for your course, I wouldnt bother as you could get a higher spec windows laptop custom built for the same or cheaper
    See my post above about reasons for me buying a Mac.
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    (Original post by Adam_Cross)
    See my post above about reasons for me buying a Mac.
    You could get all of that out of a custom build PC, and I don't see being tied into apple as a positive... however, we don't want to get into a mac vs PC debate, its ultimately your choice. Get the Co Op student account and 0% overdraft to cover this and then it will be covered back when you get money in, plus it offers a safety net over the next 3 years
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    (Original post by Kabloomybuzz)
    You could get all of that out of a custom build PC, and I don't see being tied into apple as a positive... however, we don't want to get into a mac vs PC debate, its ultimately your choice. Get the Co Op student account and 0% overdraft to cover this and then it will be covered back when you get money in, plus it offers a safety net over the next 3 years
    Ok. Thanks for your help.
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    (Original post by Adam_Cross)
    Hello.

    I'm looking at getting a MacBook that's going to cost around £1,200 (including the student discount).

    What would be the best way of going about getting this? I don't have the money to hand now but I will be getting a bursaries totalling £4,000 in February from the university.

    My dad recommended getting a 0% finance student bank account and then using that to spend the £1,200 with the intention of paying it back in February.

    Do any of you guys have any advice for someone in this situation? Is this the best solution?

    I look forward to reading your responses.
    You would only be able to apply for the overdraft once you start your course. So you would still be using your first laptop for first week or so. I think one of the banks.... maybe rbs or HSBC give you overdraft instantly.

    And will you have enough money for socialising etc if you spend this on a mac book?

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    (Original post by Hitashami)
    You would only be able to apply for the overdraft once you start your course. So you would still be using your first laptop for first week or so. I think one of the banks.... maybe rbs or HSBC give you overdraft instantly.

    And will you have enough money for socialising etc if you spend this on a mac book?

    Posted from TSR Mobile
    That's part of the problem - I don't have a "first laptop". I only have a desktop. I used to have a laptop but it broke.
 
 
 
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