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How much is in your current account right now? watch

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    (Original post by yo radical one)
    Why would you put savings in a current account? :confused:
    not a clue mate. they're either not financially savvy or are misreading the question.
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    £61.50

    I try keep as little as possible in there.
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    (Original post by yo radical one)
    Why would you put savings in a current account? :confused:
    Interest rates?

    Dunno, I think the Santander current account is like 3.5% or summet
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    (Original post by zKlown)
    Interest rates?

    Dunno, I think the Santander current account is like 3.5% or summet
    That's an ISA :confused:



    I wasn't saying keep it under your parents bed (unless it's dodgy), just that putting most of your savings into a current account, which generally has much lower return is stupid unless you need fast access.
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    £2,146,842,239.74, because that will take a long time to lose via inflation.
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    Some people here have a ****ed up idea of banter, not sure how going on a thread like this and making up a ridiculous amount of money is considering funny, but each to their own.
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    £0.0
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    (Original post by BBeyond)
    Some people here have a ****ed up idea of banter, not sure how going on a thread like this and making up a ridiculous amount of money is considering funny, but each to their own.
    There is no other reason why someone would have any more than 100-200 pound in their current account. You would have to have a lot of money to not care about the interest.
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    (Original post by morgan8002)
    There is no other reason why someone would have any more than 100-200 pound in their current account. You would have to have a lot of money to not care about the interest.
    Not really, I just have the money I can spend in my current account, and the rest in my savings accounts, I'm not that desperate to earn the extra £10-30 on interest or whatever it would be.
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    (Original post by BBeyond)
    Not really, I just have the money I can spend in my current account, and the rest in my savings accounts, I'm not that desperate to earn the extra £10-30 on interest or whatever it would be.
    Well for most people getting paid 30 pound for 5 minutes work is worth it.
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    (Original post by morgan8002)
    There is no other reason why someone would have any more than 100-200 pound in their current account. You would have to have a lot of money to not care about the interest.
    i like to keep more than a few hundred just in case i need to make an unexpected purchase/feel like being frivolous. wouldn't keep more than a grand in there though.
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    Your current account should have no more and no less than what you need to get you through until the next paycheque.

    The rest of my money is in an array of regular saver accounts, stocks and shares investments, index tracker funds, ISAs, and foreign currency accounts.
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    Just under a million.

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    A smidge under £100,000
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    A tiny bit under £100
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    I think it's around £50 - more than enough to last until payday at the end of the month because all of my bills have already been paid this month!




    I suspect people have more money in their current account today than yesterday because my student loan money has just gone in! Straight into my savings account though.
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    (Original post by i.am.lost)
    Your current account should have no more and no less than what you need to get you through until the next paycheque.

    The rest of my money is in an array of regular saver accounts, stocks and shares investments, index tracker funds, ISAs, and foreign currency accounts.
    listen now my son it isn't for you to tell anyone how much they should keep in their current account
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    (Original post by yo radical one)
    That's an ISA :confused:



    I wasn't saying keep it under your parents bed (unless it's dodgy), just that putting most of your savings into a current account, which generally has much lower return is stupid unless you need fast access.
    Nah, the 123 account is a current one

    http://www.santander.co.uk/uk/curren...vQERoCHwPw_wcB

    Which isn't a bad rate tbh
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    (Original post by zKlown)
    Nah, the 123 account is a current one

    http://www.santander.co.uk/uk/curren...vQERoCHwPw_wcB

    Which isn't a bad rate tbh
    18 years old plus. I hate how much age discrimination there is in the financial sector.
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    (Original post by white boy)
    listen now my son it isn't for you to tell anyone how much they should keep in their current account
    It's sound financial guidance. There are options to suit any level of risk appetite, and they can all make a greater return on your money than having it pointlessly sitting idle.
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    Quite a bit, but I need to pay £6k in one go for housing later this year so I'm looking forward to hitting my overdraft limit
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    £1268

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    I think I have like £830 or so.
 
 
 
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