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    Helloo, I'm struggling to find any iPhone insurance around the £80 per year mark that does new for old replacements for loss or theft, they seem to all be 'We will send you a refurbished phone of equal age and if we're unable to do that we will send a new one'. I'm not over keen on receiving a refurbished phone if I were to lose or have mine stolen....

    I was with endsleigh who do new for old but since moving my new postcode isn't recognised on their systems so they're unable to renew my policy Has anyone had any luck finding a new for old phone insurer?

    Also before mentioned, neither of my bank accounts offer phone insurance as an addon.
 
 
 
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