Do all banks in the UK have these "unplanned overdafts"? I am getting so annoyed with Lloyds bank which lets my account go to negative and then charges me extortionate daily fees for "unplanned overdraft".
In any other country, if your bank account is empty it will simply refuse the transaction if your account doesn't have enough funds. I've been trying to ask Lloyds bank to disable this overdaft, as I don't want one! But they say I can't.
Do all banks in the UK have this "option" which you cannot remove?
It rarely happens to me that my account goes empty, but when it accidentally does this is incredibly annoying. And of course, instead of texting or automatically calling me, they send me a letter which takes days to arrive, to make sure they make profit out of my negative balance.
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Unplanned overdraft charges (LLoyds Bank) watch
- Thread Starter
- 30-01-2015 20:43
- 30-01-2015 20:48
Don't go over your overdraft?...
Use mobile banking to see how much you have in your account all the time.
- 01-02-2015 03:20
Why won't they disable an overdraft? I've never heard of banks doing that
- 15-07-2016 20:35
Depending on the kind of account you have it is possible for you to have the 'control' put on to your account which is £10 a month but if you don't want this or are not eligible you have to keep an eye on your account to make sure you don't go into an unplanned overdraft