The Student Room Group

Help! First car need help choosing!

Hi and thanks for clicking on this thread

Im not allowed yet to have my driving test (im 15)
BUT

Im properly in to motoring and since my parents started talking about buying a first car I couldn't really stop thinking about it!

they said that I have a budget of 15k - 20k (tbh I don't know how they are deciding to give my that money!)
I was thinking of a Nissan skyline gtr34 but realised the cost of insurance is probably going to end up costing more than the car!

Ill give you the specs that I have in mind!

- looks good when customized/customizable.
- I would like a fast car but not sure about the insurance with that
- Hot hatch, subcompact and Sport saloon type cars (I can make exceptions though!
- Good fuel economy
- electric, hybrid or petrol

Thanks a lot for helping!

Scroll to see replies

Reply 1
Why bother even looking/deciding on a car you can't drive for 2 years? But it now and you'll just lose loads in depreciation before it even turns a wheel.

Buy a fast/customisable car and your insurance will bend you over and fist you, if they even decide to cover you, and if you buy a fast car, chances are you'll end up in a crash.

Just get a car, learn to drive properly and not like a moron as most young people do. Then get something better when your insurance is lower.
Right, first of all I'm the same age as you and that's certainly not what I think about, what I care about is my education and what I do with my money, alongside that either in your case getting a job or earning money, what's the point in having a car if you can't afford it? The comment above is completely right, although not all students drive like maniacs on the road, only the ones who actually want to get arrested... I hate it when people make assumptions about teenagers, its like saying old people are no fun and sit there all day, its a lie and we all know it.

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Reply 3
Original post by TheTrueCockney
Right, first of all I'm the same age as you and that's certainly not what I think about, what I care about is my education and what I do with my money, alongside that either in your case getting a job or earning money, what's the point in having a car if you can't afford it? The comment above is completely right, although not all students drive like maniacs on the road, only the ones who actually want to get arrested... I hate it when people make assumptions about teenagers, its like saying old people are no fun and sit there all day, its a lie and we all know it.

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Look at any young/new driver in a fast car (or indeed a slow car they try to make look fast) round here and they are always driving around foot to the floor and trying to show off to their friends or strangers thinking they are the best driver ever. Yes there are exceptions, but as insurance is so high for new drivers, especially on fast high insurance group cars, the stereotype is there for a reason.

Anyone, OP, just focus on your education and getting a good job so you can afford to run a car.
Original post by dhr90
Look at any young/new driver in a fast car (or indeed a slow car they try to make look fast) round here and they are always driving around foot to the floor and trying to show off to their friends or strangers thinking they are the best driver ever. Yes there are exceptions, but as insurance is so high for new drivers, especially on fast high insurance group cars, the stereotype is there for a reason.

Anyone, OP, just focus on your education and getting a good job so you can afford to run a car.


Well then you live in one ruff area....

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Reply 5
Be cheaper to get a hatchback like ford fiesta or fiat 500 or whatever and then when you're older get the skyline as insurance will be cheaper and you could have a job where you can afford to run it

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Reply 6
Silly idea to get an expensive, new, fast car for your first car.

For my first car, I got a Ford KA. It's cheap (£925, full maintenance history, etc), fuel economic (averages 45 MPG, better when on motorways), gets you from A to B, and has low insurance.

I got this when I was 17, a few days after passing my test. My insurance in my first year was £1,398. My insurance in my second year, when I was 18 was £750 (with 1 year NC), and I am expecting my third year's renewal to be around or below £500 (assuming 2y NC). Because the insurance company sees the Ford KA as a slow car, they don't think I am about to go speeding everywhere, getting into crashes, or what have you. This perfectly sets me up to get a better, more powerful car when I feel the need to do so, and retain low insurance.

Ford KA:

1.3 Litre, 70hp, 4-cylinder engine
0-60: 13 seconds
Top speed: 104 mph (struggles to accelerate past 75).

Really, this is the thing you should look at for a first car. Maybe not a Ford KA (I really don't give a **** what other people think about it - girls car, hairdressers, whatever. It gets be from A to B without breaking), but definitely not a Nissan GTR. I doubt there would be many insurers who would actually insure you or anything like that.

Just for reference, my parents tried to get me added to their insurance on either their Jaguar S-Type, or Ford Galaxy. I had to be 25, with at least 3 years no claims, before they'd even consider giving a quote.
you need to wait 2 years, learn to drive, buy a banger, wait another year or so, buy something less crap when your ncb goes down.

your plan is stupid and you need to think of other things, be patient.
Original post by Choppie
Silly idea to get an expensive, new, fast car for your first car.

For my first car, I got a Ford KA. It's cheap (£925, full maintenance history, etc), fuel economic (averages 45 MPG, better when on motorways), gets you from A to B, and has low insurance.

I got this when I was 17, a few days after passing my test. My insurance in my first year was £1,398. My insurance in my second year, when I was 18 was £750 (with 1 year NC), and I am expecting my third year's renewal to be around or below £500 (assuming 2y NC). Because the insurance company sees the Ford KA as a slow car, they don't think I am about to go speeding everywhere, getting into crashes, or what have you. This perfectly sets me up to get a better, more powerful car when I feel the need to do so, and retain low insurance.

Ford KA:

1.3 Litre, 70hp, 4-cylinder engine
0-60: 13 seconds
Top speed: 104 mph (struggles to accelerate past 75).



Yeah, I love KA's to be honest, nicely built as well. That will probably be what I get.

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Original post by TheTrueCockney
Right, first of all I'm the same age as you and that's certainly not what I think about, what I care about is my education and what I do with my money, alongside that either in your case getting a job or earning money, what's the point in having a car if you can't afford it? The comment above is completely right, although not all students drive like maniacs on the road, only the ones who actually want to get arrested... I hate it when people make assumptions about teenagers, its like saying old people are no fun and sit there all day, its a lie and we all know it.

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Yea ok,

by you saying that, basicly means that I don't care about my education
ofcourse I care about my education. Just because something is on my mind, doesn't mean I don't care about anything else.
Original post by dhr90
Why bother even looking/deciding on a car you can't drive for 2 years? But it now and you'll just lose loads in depreciation before it even turns a wheel.

Buy a fast/customisable car and your insurance will bend you over and fist you, if they even decide to cover you, and if you buy a fast car, chances are you'll end up in a crash.

Just get a car, learn to drive properly and not like a moron as most young people do. Then get something better when your insurance is lower.


Ok thanks
Original post by BullViagra
you need to wait 2 years, learn to drive, buy a banger, wait another year or so, buy something less crap when your ncb goes down.

your plan is stupid and you need to think of other things, be patient.



Please can you tell me how my plan is stupid? Not trying to be rude, only because you didn't say what things made it stupid
Original post by Choppie
Silly idea to get an expensive, new, fast car for your first car.

For my first car, I got a Ford KA. It's cheap (£925, full maintenance history, etc), fuel economic (averages 45 MPG, better when on motorways), gets you from A to B, and has low insurance.

I got this when I was 17, a few days after passing my test. My insurance in my first year was £1,398. My insurance in my second year, when I was 18 was £750 (with 1 year NC), and I am expecting my third year's renewal to be around or below £500 (assuming 2y NC). Because the insurance company sees the Ford KA as a slow car, they don't think I am about to go speeding everywhere, getting into crashes, or what have you. This perfectly sets me up to get a better, more powerful car when I feel the need to do so, and retain low insurance.

Ford KA:

1.3 Litre, 70hp, 4-cylinder engine
0-60: 13 seconds
Top speed: 104 mph (struggles to accelerate past 75).

Really, this is the thing you should look at for a first car. Maybe not a Ford KA (I really don't give a **** what other people think about it - girls car, hairdressers, whatever. It gets be from A to B without breaking), but definitely not a Nissan GTR. I doubt there would be many insurers who would actually insure you or anything like that.

Just for reference, my parents tried to get me added to their insurance on either their Jaguar S-Type, or Ford Galaxy. I had to be 25, with at least 3 years no claims, before they'd even consider giving a quote.


No, no no. With the fast car thing I was talking about insurance, not sure if I came across properly about it but I meant im not to keen on having a fast car due to the insurance
Original post by DSG7799
Be cheaper to get a hatchback like ford fiesta or fiat 500 or whatever and then when you're older get the skyline as insurance will be cheaper and you could have a job where you can afford to run it

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Thanks for the reply, most of the people are being really rude and dismissive
Original post by dhr90
Look at any young/new driver in a fast car (or indeed a slow car they try to make look fast) round here and they are always driving around foot to the floor and trying to show off to their friends or strangers thinking they are the best driver ever. Yes there are exceptions, but as insurance is so high for new drivers, especially on fast high insurance group cars, the stereotype is there for a reason.

Anyone, OP, just focus on your education and getting a good job so you can afford to run a car.


I do focus on my education thanks very much, under 75 days now til may 5th when I have my first GCSE exam ofcourse im focusing on that, but when I have free time or im not revising I mostly think about cars
You asked for help mate, not us, if you don't like the advice, that's just a shame ain't it really cos half the advice we have given would be good if you didn't think so negatively, you wanted more info, we gave it to you. Up to you what you do with it.

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15-20k, bit steep for a first car isn't it? If I had that budget I'd get a new one series :smile:
Original post by TheTrueCockney
You asked for help mate, not us, if you don't like the advice, that's just a shame ain't it really cos half the advice we have given would be good if you didn't think so negatively, you wanted more info, we gave it to you. Up to you what you do with it.

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The thing is though, you didn't help me. All you really said was that I shouldn't think about it, I should think about other stuff and how you get angry at the stereotypes of young drivers -.-
You should be lucky to be given 15-20K on your first car like that. Not many people get given that much money to buy a car let alone have the freedom to choose one on that kind of budget. Why not buy a new ford fiesta or something similar with that? Then save the excess money for insurance or maybe university if you are so adament on focusing on your education so much :wink:
(edited 9 years ago)
No I didn't help, but then you had a rant at everyone else around you that tried... Stop being selfish and grow up!! As killerpenguin said, your lucky with that money, others would say over privileged.
I was trying to help...
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