Go to first unread
Back
to top
If you're earning less than £30,000 per year you may as well be on the dole PROOF!
Watch this thread
T.I.P
Badges:
3
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#1
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
5
reply
Viva Emptiness
Badges:
20
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#2
Report
#2
Can confirm. I earn that amount as a single person AND I have a lodger and I'm pretty much perpetually broke.
2
reply
superwolf
Badges:
18
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#3
Report
#3
My rent costs me £275/month, and I could have gone cheaper elsewhere. It's not how big your pay packet is, it's what you do with it. 
11
reply
User1674917
Badges:
12
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#4
Report
#4
But isn't the reason you work = to survive, it's not always about having loads of disposable income left/ but I get your point. This is one of the reasons I want to start a business - be my own boss (probably make even less but there's better satifaction :P)
2
reply
owwwww2
Badges:
6
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#5
Report
#5
That seems pretty accurate. I did read an article that a high percentage of people aged 21-30 (more men than women) still with their parents to save up so that is always an option to consider. The downfalls of living with parents are that a lot of people look down on you if you decide to do this, especially girls, and it restricts your freedom to do whatever you want. So what do you do?
0
reply
T.I.P
Badges:
3
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#6
(Original post by superwolf)
My rent costs me £275/month, and I could have gone cheaper elsewhere. It's not how big your pay packet is, it's what you do with it.
My rent costs me £275/month, and I could have gone cheaper elsewhere. It's not how big your pay packet is, it's what you do with it.
Posted from TSR Mobile
0
reply
superwolf
Badges:
18
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#7
ChaoticButterfly
Badges:
20
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#8
Report
#8
(Original post by T.I.P)
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
2
reply
T.I.P
Badges:
3
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#9
(Original post by superwolf)
A fellow TSRian, and it's a 3-bedroom house.
A fellow TSRian, and it's a 3-bedroom house.
Posted from TSR Mobile
0
reply
Dalek1099
Badges:
21
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#10
Report
#10
(Original post by T.I.P)
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
1
reply
superwolf
Badges:
18
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#11
Report
#11
0
reply
scrunkie
Badges:
17
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#12
Report
#12
This is why benefits need to be locked down and stricter than they are now. You shouldn't be better off on benefits than you are working.
1
reply
Fanatical Geek
Badges:
10
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#13
Report
#13
0
reply
Llamageddon
Badges:
18
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#14
Physflop
Badges:
13
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#15
Report
#15
Yeah in money terms you may as well be on the dole but jeez what a waste of a life dole dossing off the government and doing nothing for your own self worth. Go do a job thats useful or helps others and get a sense of pride instead of being lazy and expecting things to just be given to you. People don't work for the money generally, the world needs to learn this. Also I'm not quite sure where you're living for £700 per month excluding bills but maybe move to a more normal cheaper area....
4
reply
scrunkie
Badges:
17
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#16
Report
#16
(Original post by Physflop)
Yeah in money terms you may as well be on the dole but jeez what a waste of a life dole dossing off the government and doing nothing for your own self worth. Go do a job thats useful or helps others and get a sense of pride instead of being lazy and expecting things to just be given to you. People don't work for the money generally, the world needs to learn this. Also I'm not quite sure where you're living for £700 per month excluding bills but maybe move to a more normal cheaper area....
Yeah in money terms you may as well be on the dole but jeez what a waste of a life dole dossing off the government and doing nothing for your own self worth. Go do a job thats useful or helps others and get a sense of pride instead of being lazy and expecting things to just be given to you. People don't work for the money generally, the world needs to learn this. Also I'm not quite sure where you're living for £700 per month excluding bills but maybe move to a more normal cheaper area....
1
reply
MSI_10
Badges:
15
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#17
Report
#17
(Original post by owwwww2)
That seems pretty accurate. I did read an article that a high percentage of people aged 21-30 (more men than women) still with their parents to save up so that is always an option to consider. The downfalls of living with parents are that a lot of people look down on you if you decide to do this, especially girls, and it restricts your freedom to do whatever you want. So what do you do?
That seems pretty accurate. I did read an article that a high percentage of people aged 21-30 (more men than women) still with their parents to save up so that is always an option to consider. The downfalls of living with parents are that a lot of people look down on you if you decide to do this, especially girls, and it restricts your freedom to do whatever you want. So what do you do?
Given one had to choose then it would make more sense to live with family and save. If a girl looked down on you for something like that then she ain't worth it.
1
reply
Blue_Mason
Badges:
10
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#18
Report
#18
(Original post by scrunkie)
This is why benefits need to be locked down and stricter than they are now. You shouldn't be better off on benefits than you are working.
This is why benefits need to be locked down and stricter than they are now. You shouldn't be better off on benefits than you are working.
0
reply
Physflop
Badges:
13
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#19
Report
#19
(Original post by T.I.P)
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
lets say you earn £25k per year and you are renting like many others or tbh even if your not this example still applies.
According to Money Savings website you would pay:
£2,880 income tax and £2,033 in National Insurance
if we add these together we get £4913
so lets just round that up to £5000 and take the amount awat from 25K which would leave you with £20000.
Lets say you are renting a house and its costing you 700 per month plus council tax and electricity bills, internet, food etc etc. lets call it 1300 in total (and thats cheap tbh) and times that by 12 to represent the total cost of the year we have a total of £15600 going out on these costs and thats no including cost of your car insurance, travel cost, clothing and other costs that spring up. So working with the numbers we have we can do 20000-15600 and we are left with £4600 so you have worked all year for this amount, the rest of the money has been spent on basic human survival imposed upon us by the higher powers. if you wanted to calculate further it would work out for a whole year you would earn £12.35 per day.
so all in all you wont be living a life of luxury especially if you're single, and tbh even if you earned 30k you would still be a white collar slave.
0
reply
Andrew657Thomas
Badges:
13
Rep:
?
You'll earn badges for being active around the site. Rep gems come when your posts are rated by other community members.
#20
X
Quick Reply
