If you're earning less than £30,000 per year you may as well be on the dole PROOF!

I never claimed they were going to be huge. But nearly £2k a year in child benefit alone is a fair amount, especially if you are only taking home around £2k a month


Posted from TSR Mobile

This argument fails on lots of levels the first is a very high rent of £700 a month my mam's rent would be around £400 a month if she worked but lets just assume that is the rent you have to pay.You say you have to spend £1300 a month now lets take off the £700 a month and £120 council tax that means the rest of these costs are £480 a month which is quite a bit over the roughly £70 a week(£300 a month on your JSA) so you wouldn't be able to afford all this on the dole, so you need to add £180 a month at least to your argument and probably really £480 a month as rent isn't usually that high and also £12.35 a day is quite a large amount that saves you up £4600 a year that is quite a lot of spare money?Obviously you don't expect a life of luxury as that is still below the mean wage and if you add that £480 a month on that gives you an extra £5760 to spend on things plus the £4600 a year thats £10360 a year that would amount to about 100k in 10 years and your wage would probably go up to.

Also depending on age its £54/£72 odd i believe a week and people on the dole have to contribute to council tax £197 a year toward their bill and still pay gor electricity so infact the amount you have on the dole is much less than your £4000 spare a year

Im not on the dole but my sister in law in a support worker who deals with these issues. So she/he fails there too


Posted from TSR Mobile

Above the median wage is a starting point?

Well it doesn't specifically say this so lets assume you earn 30k a year while your wife looks after your children... its a common scenario for many, Im sure many take home less also.

Is this a joke or are you out of touch with reality? =/

Rent is dead money.
Turn that £700 into a mortgage payment, thats £700 stashed into your home equity. You're saving/investing £700 a month, which is more than you'd see on the dole in a long time.

Its not dead money if house prices fall. Buying can be dead money then.

Also a £700 mortgage payment isn't £700 equity.

Out of touch with reality?

Really, where?

Most private landlords won't take on someone as a tenant if the rent is more than 40% of their gross salary, so they could be renting anything up to £1150 a month.


Posted from TSR Mobile

I think it's a very sad thing if your great ambition in life is to sit around doing nothing...

You're factually incorrect. I've done it, therefore it isn't an opinion, it's a fact.

How much do you think someone on £35k with a modest lifestyle has to spend on rent out of interest?

Edit: Just realised you aren't the person I was originally speaking to. I'm not sure what your position is, do you agree with Quady that people can't live on £35k in London on their own?

If so, here's 400+ reasons why you'd be wrong, all posted in the last 14 days.

http://www.rightmove.co.uk/property-to-rent/find.html?locationIdentifier=REGION%5E87490&maxPrice=1100&maxDaysSinceAdded=14&letType=long_term

No I think they can live in London comfortably on £35k. I see plenty of people who do.

But they have compromised on something. Whether it's living in a house-share, living in a studio, living further out, living in somewhere that is a "rougher area".

I get the sense that people on here who think that people can't, are those who likely to spend a high amount of their non-disposable income on luxuries and non-essentials and want it all (3 bed house, prime location etc).


Posted from TSR Mobile

On their own in London? £750.

Happy to be advised otherwise, which is why I've asked twice where it can be done.

Have you seen how many of those are house shares or in croyden?