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Worth having your own flat/house whilst at university?
Many of my friends at LSE and UCL pay around £110pw for catered residence. With that in mind, I looked at property prices and if students were to venture further afield from the Midlands onwards they could rent a place quite easily.
Anyone thought of doing this? Obviously to help pay the bills you will need to have worked for a year or something but saves moving out after every year and you can stay after graduation etc. Don't know how much more it will be compared to university residence though after utilities bills and other costs are considered.
Anyone thought of doing this? Obviously to help pay the bills you will need to have worked for a year or something but saves moving out after every year and you can stay after graduation etc. Don't know how much more it will be compared to university residence though after utilities bills and other costs are considered.
Reply 1
You'd be looking at 2-3 times as much for your own place compared to halls of residence, £400 - £500 a month for a basic 1-2 bedroom flat plus utilities, maybe extra hastle involved with furnishings etc and you'd likely be tied into a 12 month let.
Reply 2
16
How much could I expect utltities to cost? Obviously it depends on usage and suppliers but there are still rough estimates. Might ask my mum what the utilities cost her.
Reply 3
11
As a very rough guide to utilities, I can tell you what my partner and I have paid this year if it's any help. We rent a small two-bed flat in south-west london, and rent wise it's roughly the same as what we were paying in halls, maybe about £30 a month cheaper. Our water bill for the whole year was £220, and we've just had a gas and electricity bill for six months which was £160 (we switched to the cheapest supplier we could find but it took ages, hence the double bill). We're budgeting for the same amount again before the end of the year, but hopefully it'll be a bit cheaper. The electricity bill actually wasn't that high, but having gas central heating is expensive.
On top of that we pay about £25 a month for the phone and internet. We don't have a TV so there's no expense there. If we were paying council tax (which thankfully we're not lol) then that would be an extra £1500 per year.
*edit* - I don't think it's actually been any cheaper for me to live in a flat as opposed to halls, although obviously if we'd shared with more people and been prepared to put up with not so nice an area or as much space then it probably would be. In terms of whether I prefer it to halls though, then it's a definite 'yes'! Halls are ok for the first year, but now I have my own space, and I don't have to deal with other people's noise/mess etc ... bliss!
On top of that we pay about £25 a month for the phone and internet. We don't have a TV so there's no expense there. If we were paying council tax (which thankfully we're not lol) then that would be an extra £1500 per year.
*edit* - I don't think it's actually been any cheaper for me to live in a flat as opposed to halls, although obviously if we'd shared with more people and been prepared to put up with not so nice an area or as much space then it probably would be. In terms of whether I prefer it to halls though, then it's a definite 'yes'! Halls are ok for the first year, but now I have my own space, and I don't have to deal with other people's noise/mess etc ... bliss!
Reply 4
When I get to uni I'm planning to have my own place. I've looked around estate agents and you can rent already furnished 1 bedroom flats quite cheaply. Obviously it's a good idea to work for at least a year beforehand before trying to do this. I'm actually taking nearly 2 years out so I should hopefully be able to afford it when the time comes. If it's going to be a stretch even after working then I will consider going into a small flat share, but that will be 2-3 people at the most.
Reply 5
16
Paeony
Halls are ok for the first year, but now I have my own space, and I don't have to deal with other people's noise/mess etc ... bliss!
This is what I am looking at. I was thinking of looking at property costing no more than £500pcm. Was thinking of not bothering with Sky TV for obvious reasons but I'd want top broadband services instead.
Reply 6
16
At my uni you can expect 250pcm for a room in a house with others, but 2 bed flats in decent areas start from 600pcm so a bit more expensive unless you want 4 people in a 2 bed place (and most that I viewed were way too small for 4 people)
Reply 7
16
Can you use for housing benefit or council tax benefit if you're a student in your own house? Just I know of a slum who has all of her costs met by the social services because she can't even keep a part time job. That cost might as well go to me so I can be focused on my studies by myself rather than having to put up with randy youngsters on every side of my bloody room!
Reply 8
11
NDGAARONDI
Can you use for housing benefit or council tax benefit if you're a student in your own house? Just I know of a slum who has all of her costs met by the social services because she can't even keep a part time job. That cost might as well go to me so I can be focused on my studies by myself rather than having to put up with randy youngsters on every side of my bloody room!
Nope, you can't apply for either when you're a student. Obviously you're not paying council tax anyway, and housing benefit isn't available to students as you get a loan to (allegedly) cover your rent.
Reply 9
16
Paeony
Nope, you can't apply for either when you're a student. Obviously you're not paying council tax anyway, and housing benefit isn't available to students as you get a loan to (allegedly) cover your rent.
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