I've never been insulted by a chav, i've had them whistle at me and been called things like hot stuff and sweet cheeks.
I did have some crazy woman hurl abuse at me all the way down the road once. She was walking the opposite direction to me and as i approached her i moved aside to walk past her, unfortunatey she moved in the same direction so i moved back and so did she we did that awkward shuffle thing when people are trying to get past each other eventually as we managed to pass each other she gave mea really nasty look and said '**** off, love', i said 'i'm sorry?' and she said 'don't ****ing walk straight into me like a ****ing sunt! Are you ****ing blind, are you ****ing stupid?' I was genuinly shocked by this but i chose to ignore her and she just turned round and hurled abuse at me all the way down the road. I stopped listening after a while abut the word **** was definately said several times.