Hi, i am just about to start my second year on an undergraduate BA Hons Social Work Course. I am in reciept of all full loan and maintenance grant from SFE and previously studied one module at level 4 through The Open University (to gain enough credits to meet entry requirements for the university, as i am a mature student). Due to this, I believe I am not entitled to the 'gift year'. I have just found out I am pregnant and do not know how this will affect my SFE money? I plan to complete this year but have a year out to look after baby and then complete third year the following year (2016/17). Please Could you advise me further? I am concerned that due to my previous OU study (and the deduction of the 'gift year'), I will not receive funding for my final year?! Many thanks in advance