Best banks to have a current account with
Which banks are best to have the current account with? I don't need any fancy features, not even overdrafts because I carefully manage my money. I just need a bank account where I could get my weekly salary paid into and be able to use contactless debit card.
I'm currently using Barclays. I had a read through some banks but sometimes it's just gets confusing or I can't decide between the banks.
I'm currently using Barclays. I had a read through some banks but sometimes it's just gets confusing or I can't decide between the banks.
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Any money stashed in the bank? Some accounts give you about 3% interest per month provided you have something like 500 a month paid into the account and you pay a monthly fee of literally a few quid, you could basically make an extra 100 a month just by having a few grand sitting in the bank.
Original post by WoodyMKC
Any money stashed in the bank? Some accounts give you about 3% interest per month provided you have something like 500 a month paid into the account and you pay a monthly fee of literally a few quid, you could basically make an extra 100 a month just by having a few grand sitting in the bank.
I save money the old fashioned way, by withdrawing set amount each week and putting away, I do not keep them on my account
Original post by ForgetMe
I save money the old fashioned way, by withdrawing set amount each week and putting away, I do not keep them on my account
I meant an extra 100 a year from 3% interest a year btw, not per month, that'd be nuts
But yeah, stashing a certain amount in a tin per week works 
Original post by WoodyMKC
I meant an extra 100 a year from 3% interest a year btw, not per month, that'd be nuts But yeah, stashing a certain amount in a tin per week works
But yeah, stashing a certain amount in a tin per week works So which banks in general are better other than Barclays?
Original post by WoodyMKC
I meant an extra 100 a year from 3% interest a year btw, not per month, that'd be nuts But yeah, stashing a certain amount in a tin per week works
But yeah, stashing a certain amount in a tin per week works 
I was going to flood your inbox with messages.
I am opening an account with Lloyds next week.Try that OP?
Original post by Juichiro I was going to flood your inbox with messages.
I was going to flood your inbox with messages.Sorry to fill you with false hope mate
I must have been very tired in my first post. two weeks ago so can't remember really Original post by Skill Twix
I am opening an account with Lloyds next week.Try that OP?
Give reasons why OP should do it. Why is Lloyds better than the rest?
Original post by ForgetMe
So which banks in general are better other than Barclays?
They're all the ****ing same tbh
They all tend to have the same features.
Stay with barclays if youve an appt.
Stay with barclays if youve an appt.
Original post by Juichiro I was going to flood your inbox with messages.
I was going to flood your inbox with messages.With nudes?
Original post by Skill Twix
I am opening an account with Lloyds next week.Try that OP?
Lloyds didn't let me open my bank account online for my 1st time :unimportant:
Original post by WoodyMKC
They're all the ****ing same tbh
Well, I don't want to open and then regret it later
Original post by keromedic
They all tend to have the same features.
Stay with barclays if youve an appt.
Stay with barclays if youve an appt.
Appt?
Original post by ForgetMe
With nudes?
Lloyds didn't let me open my bank account online for my 1st time :unimportant:
Well, I don't want to open and then regret it later
Appt?
Lloyds didn't let me open my bank account online for my 1st time :unimportant:
Well, I don't want to open and then regret it later
Appt?
Why?Any particular reason brother?
Original post by Skill Twix
Why?Any particular reason brother?
I think it was something with the info I've provided, it kept saying something wrong but I've checked millions of times and still same, so gave up.
Original post by ForgetMe
I think it was something with the info I've provided, it kept saying something wrong but I've checked millions of times and still same, so gave up.
Oh
Original post by ForgetMe
Appt?
Appt?
Appointment, Sorry, thought you had appointment to join Barclays. Why do you want to switch?
Original post by ForgetMe
Which banks are best to have the current account with? I don't need any fancy features, not even overdrafts because I carefully manage my money. I just need a bank account where I could get my weekly salary paid into and be able to use contactless debit card.
I'm currently using Barclays. I had a read through some banks but sometimes it's just gets confusing or I can't decide between the banks.
I'm currently using Barclays. I had a read through some banks but sometimes it's just gets confusing or I can't decide between the banks.
You might want to take a look at these links. Hopefully it is of some help to you.
http://www.savethestudent.org/money/student-banking/student-bank-accounts.html
https://www.ucl.ac.uk/iss/before-you-arrive/bank-account
http://www.moneysupermarket.com/current-accounts/student-bank-accounts/
https://www.bba.org.uk/wp-content/uploads/2014/01/AE249_BBA_International_Students_Oct12.pdf
I think all banks have contactless cards now.
I switched from Natwest to Nationwide. The customer service at Natwest was ****. Not had a problem (we shall ignore that stuff with the credit card...) with Nationwide so far. Only thing you can't do on their mobile app is set up a new payee. If it bothers you that much, they use a pin pad for some of the stuff on mobile banking.
Halifax and Lloyds are part of the same group. Satander are putting their fee up to £5 a month in January.
Halifax offer you £125 if you switch. When I switched to Nationwide, I got a friend to fill in a form for me and we both got £100.
Not an issue for me (and maybe you?) but you may need to consider whether there's a branch in your area. I live in a major city on the edge of town. So every major branch is no more than 20 minutes walk away.
I switched from Natwest to Nationwide. The customer service at Natwest was ****. Not had a problem (we shall ignore that stuff with the credit card...) with Nationwide so far. Only thing you can't do on their mobile app is set up a new payee. If it bothers you that much, they use a pin pad for some of the stuff on mobile banking.
Halifax and Lloyds are part of the same group. Satander are putting their fee up to £5 a month in January.
Halifax offer you £125 if you switch. When I switched to Nationwide, I got a friend to fill in a form for me and we both got £100.
Not an issue for me (and maybe you?) but you may need to consider whether there's a branch in your area. I live in a major city on the edge of town. So every major branch is no more than 20 minutes walk away.
Original post by Skill Twix
Why?Any particular reason brother?
Is he your brother? :0 I didn't know ForgetMe was Asian.
Original post by ForgetMe
With nudes?
I got caught.
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