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Had an accident, now I have a dilemma. watch

    • Thread Starter

    I reversed into a parked car and damaged the guys front end and my bumper.
    we contacted each other and my dad tried to convince him to deal with this privately but he refused.
    we gave our insurance details instead and he will contact to get a quote for fixing then will contact us if we want to go private again, which is strange.

    I was told that even if he doesnt claim from insurance, this information will still cancel out my NCB and everything even if no claim was pursued by the guy. not sure how true this is.

    what shall I do, contact my insurer also? if he agrees to go private would there be any point because my insurance will still be affected apparent?

    you are obligated to inform your insurance of any and all accidents that happen to your car - buuuuut just because your supposed do doesnt mean your going to do it.

    However a non claim should not increase your premiums. But some insurers have been known to do that so you should be prepared to argue that.


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