Hi there!
I must admit your story impressed me because, despite what you think or say, your words are powerful, and so is your ambition.
You are one of those few people who have the courage to defeat great amounts of weight; the vast majority of women who see themselves as fat, struggle even with losing 5-10 pounds, never mind 120. A huge loss of weight does however has its effects and in some cases this problem can only be solved through surgery.
This leads me to your fear of surgery, which is understandable in the circumstances that you had to go through the trauma of losing someone close due to having surgery. Unfortunately cancer is still one of the illnesses everyone fears, because of the high rate of mortality associated with it. Luckily for you, reconstructive/plastic surgery involves a very small risk, probably less than having a tooth extraction!
You have already been through the hard part by yourself, and while you could have chosen the easy option, like liposuction, you lost all this weight on your own. I think it's now time that you let the doctors help you get rid of the surplus of skin you have, in order to give you the body shape you should have at this weight. As long as this operation wouldn't put any financial strains on your family, you should go for it! Being afraid of having a surgery is normal, I've been through hell last year when I was in the hospital, but in the end I think my family worried more than me. It wasn't all that bad, and now I'm healthy and happy as ever!
If surgery is really a big NO for you, you could at least do a bit of research on the Internet to see what risks are related to this type of intervention, and how/if they can affect you.
I wish you good luck, and would like to make you aware of the respect and appreciation I have for you, after reading your thoughts.
Friendly Regards,
Bea.