Hey there! Sign in to join this conversationNew here? Join for free
x Turn on thread page Beta

I can't afford healthcare, what do I do?! watch

Announcements
    • Thread Starter
    Offline

    15
    ReputationRep:
    I am not a student, I work full time so I am expected to pay for medicine. I need various treatments for health problems that I have, but they are so expensive. £8 for each medicine...

    Because I'm under 21 I don't get minimum wage. And because I'm under 21 I also am not entitled to any benefits for people on low income.

    WTF do I do. At the moment I am just ill in silence because I can't afford the treatment even though NHS is meant to be free!
    • Very Important Poster
    Offline

    22
    ReputationRep:
    Very Important Poster
    Fill in a HC1 form. You can get this from the chemist. Have you checked with your GP / chemist to see if you can buy the medication over the counter instead? Sometimes, this can be cheaper.
    Offline

    18
    What OU Student said. Alternatively, move to Wales -- we don't have any prescription charges here.
    Offline

    15
    ReputationRep:
    Also, you can come to Scotland
    Offline

    15
    ReputationRep:
    Or get pregnant.
    • Thread Starter
    Offline

    15
    ReputationRep:
    (Original post by OU Student)
    Fill in a HC1 form. You can get this from the chemist. Have you checked with your GP / chemist to see if you can buy the medication over the counter instead? Sometimes, this can be cheaper.
    I was under the impression that I am not entitled to this HC1 thing because I live with my parents and they earn over £100,000? But I will look into it thanks. And no these are not over the counter meds.
    Offline

    18
    (Original post by Treeroy)
    I was under the impression that I am not entitled to this HC1 thing because I live with my parents and they earn over £100,000? But I will look into it thanks. And no these are not over the counter meds.
    Given this fact, are your parents unable to contribute anything to your medical costs?
    • Thread Starter
    Offline

    15
    ReputationRep:
    (Original post by Hydeman)
    Given this fact, are your parents unable to contribute anything to your medical costs?
    No, once I turned 18 and left school they treat me as an adult. I pay them £400 rent (70% of my wages!), I have to pay for all my food, bills, transport etc.
    Offline

    18
    (Original post by Treeroy)
    No, once I turned 18 and left school they treat me as an adult. I pay them £400 rent (70% of my wages!), I have to pay for all my food, bills, transport etc.
    I can understand them expecting you to pay for things like food, bills, transport since you have a full-time job, but are they seriously not going to contribute anything to your healthcare costs (knowing that you can't afford it otherwise) because they think that counts as treating you as an adult? That's cheap, I must say.
    • Thread Starter
    Offline

    15
    ReputationRep:
    (Original post by Hydeman)
    I can understand them expecting you to pay for things like food, bills, transport since you have a full-time job, but are they seriously not going to contribute anything to your healthcare costs (knowing that you can't afford it otherwise) because they think that counts as treating you as an adult? That's cheap, I must say.
    No the just tell me to earn more money if I need more money
    Offline

    18
    (Original post by Treeroy)
    No the just tell me to earn more money if I need more money
    I don't particularly see what kind of non-assh*le parents would have that attitude when it comes to healthcare. There's a not-so-subtle difference between spending money on things that one wants and spending money on things that one needs. If they don't understand that then, frankly, I don't see how they got to that pay grade in the first place.
    • PS Reviewer
    Offline

    20
    ReputationRep:
    PS Reviewer
    Also, as an idea if you find that you're not entitled to anything and you want to save on prescription charges consider looking into a pre-paid prescription card (which is fairly cheap depending on how much medication you're on).

    JUst a thought
    • Thread Starter
    Offline

    15
    ReputationRep:
    (Original post by Slowbro93)
    Also, as an idea if you find that you're not entitled to anything and you want to save on prescription charges consider looking into a pre-paid prescription card (which is fairly cheap depending on how much medication you're on).

    JUst a thought
    Yeah I have seen that but it is still too much money
    Offline

    2
    ReputationRep:
    OP am sure an NHS card where you pay a fixed fee of something like £150 for the year is a good option? That way you can get unlimited medications. I sound a bit silly by saying that but you know what I mean. Prioritise your health over everything, nothing is of any use if you are not healthy. Try and make savings on some stuff like cutting down on non essential items like perhaps a netflix account to cut down costs and to put the money aside for this card.
    • Thread Starter
    Offline

    15
    ReputationRep:
    (Original post by the terminator)
    OP am sure an NHS card where you pay a fixed fee of something like £150 for the year is a good option? That way you can get unlimited medications. I sound a bit silly by saying that but you know what I mean. Prioritise your health over everything, nothing is of any use if you are not healthy. Try and make savings on some stuff like cutting down on non essential items like perhaps a netflix account to cut down costs and to put the money aside for this card.
    £150 is a lot of money
    I just switched banks and the new bank is giving me £125 for switching so maybe I could use that.
    • Very Important Poster
    Offline

    22
    ReputationRep:
    Very Important Poster
    (Original post by Slowbro93)
    Also, as an idea if you find that you're not entitled to anything and you want to save on prescription charges consider looking into a pre-paid prescription card (which is fairly cheap depending on how much medication you're on).

    JUst a thought
    You can pay for these in instalments if you can't pay the £104 in one go.
    Offline

    2
    ReputationRep:
    (Original post by Treeroy)
    £150 is a lot of money
    I just switched banks and the new bank is giving me £125 for switching so maybe I could use that.
    Ah dude I dont know what else to recommend. Hopefully your parents can stretch to lending you the money.

    I hope it all works out for you bro, all the best 👍
    • Very Important Poster
    Offline

    22
    ReputationRep:
    Very Important Poster
    The limit for help with the cost of prescriptions via HC1 is the same level as job seekers, which for someone under 25 is around £57 a week.
 
 
 
Reply
Submit reply
Turn on thread page Beta
TSR Support Team

We have a brilliant team of more than 60 Support Team members looking after discussions on The Student Room, helping to make it a fun, safe and useful place to hang out.

Updated: November 10, 2015
Poll
Do you like carrot cake?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.