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    Here are the things to the relavant pages of banks:

    Halifax:
    http://www.halifax.co.uk/bankaccounts/student.shtml

    Lloyds TSB:
    http://www.lloydstsb.com/current_acc...nt_account.asp

    Natwest:
    http://www.natwest.com/personal/serv...TUDENT_ACCOUNT

    Barclays:
    http://www.personal.barclays.co.uk/B...oup&value=2592

    HSBC:
    http://www.ukpersonal.hsbc.co.uk/hsb...g/student-serv

    Royal Bank of Scotland:
    http://www.rbs.co.uk/Personal_Financ...es/default.htm

    Bank of Scotland:
    http://www.bankofscotlandhalifax.co..../student.shtml

    There is also the Allied Irish, Abbey National, Alliance and Leicester and Co-op, but I didn't see student accounts on them as such, but I might not have looked deep enough.
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    Abbey National:
    http://www.abbey.com/index/personal_...tudents_fb.htm

    Co-op:
    http://www.co-operativebank.co.uk/personal/student.html
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    natwest have just launched their new student account, offering a free 5-year rail card like hsbc!!
    http://www.natweststudents.com/

    Ruthie xx
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    I need to send off the PN1 student finance form and in section 11 it says to fill out your bank account details but I haven't as yet set up a student account.

    Should I just put in the account details of the account I have now?

    Also, can anyone recommend a high interest account to put the student loan in, if I want to be cheeky and put the loan in there instead?

    Any suggestions is much appreciated. Thanks in advance.
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    (Original post by eternalsunshine)
    Ooh this is interesting.. Was definitely going to go with HSBC but now may go for natwest. They have a bigger overdraft as well (in first year at least..)

    Plus, seeing as I've already got 2 natwest accounts (isa and current account) that would probably be easier.. HMM
    that's what I thought- and i have my accounts with natwest now and they are really good- even clear a cheque for me in a day!! don't know how and haven't asked in case they stop doing it!! So now i'm really happy as I'm going to get a 5 year rail card- yay!!

    re: 2 posts above- put your account you have at the moment down- you can always change it when you open a student account :-)
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    (Original post by TELEPATHICTUBBY)
    I need to send off the PN1 student finance form and in section 11 it says to fill out your bank account details but I haven't as yet set up a student account.

    Should I just put in the account details of the account I have now?
    I wondered this, I think you just put the current account details in, then you can change it later on, as student accounts can't be opened (or so I'm led to believe) until results are out.
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    (Original post by kirbz)
    I wondered this, I think you just put the current account details in, then you can change it later on, as student accounts can't be opened (or so I'm led to believe) until results are out.

    Yeah just stick your current account details in for now, you do get a chance to change them.
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    just a quick note about student bank accounts- make sure sure where you're going has a branch! i was going to open an HSBC account only to find there isn't one in Dundee.

    lou xxx
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    Does anyone know if the Natwest overdraft increases each year like the HSBC one?

    And if you remained overdrawn for the whole year would HSBC still increase it?

    Cheers.
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    (Original post by Goat)
    Does anyone know if the Natwest overdraft increases each year like the HSBC one?

    And if you remained overdrawn for the whole year would HSBC still increase it?

    Cheers.
    The word from Natwest is "You can apply for an interest-free overdraft facility of up to £1,250 in your first year, which you can apply to increase in subsequent years" so that will increase in 2nd and 3rd years.

    As for your second question I am not SURE but theoretically i think they would increase it even if you were overdrawn all year ..
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    (Original post by Goat)
    Does anyone know if the Natwest overdraft increases each year like the HSBC one?

    And if you remained overdrawn for the whole year would HSBC still increase it?

    Cheers.
    yeah its (max)
    1250 in 1st year
    1400 2nd year
    1600 3rd year
    1800 4th year
    for natwest...
    I think that hsbc would still increase your overdraft....but it obviously would only be a few extra 100 pounds for you....it is better to try and pay it off each year
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    Im with:

    HSBC - Been with them since 97, always been really good and I prefer their online banking plus all my friends use this bank so it means instant transfers when we give each other money etc.

    &

    Natwest - Using them since the early 90s, when I was very young and my parents signed me up for them. I really like Natwest more than HSBC if that makes sense nicer staff in my town, however i havent used them alot recently because of HSBC online banking being better.

    I was going to go with HSBC for my student account, HOWEVER, with Natwest recently offering the 5 year rail card like HSBC or £100 (better than HSBCs £50) I know who I will be going with.

    Not to mentioned I recently got my chip+pin card from Natwest and they always seem friendlier in the bank.
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    (Original post by Binary)
    I was going to go with HSBC for my student account, HOWEVER, with Natwest recently offering the 5 year rail card like HSBC or £100 (better than HSBCs £50) I know who I will be going with.
    Natwest will give you £100 instead of the rail card?

    I thought it was £55?
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    You cast doubts in my mind actually.

    http://www.natweststudents.com/

    Slightly misleading, I think you may be right tho.
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    (Original post by ruthiepoothie)
    yeah its (max)
    1250 in 1st year
    1400 2nd year
    1600 3rd year
    1800 4th year
    for natwest...
    Does it say that on the site or is this inside information?
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    (Original post by Goat)
    Does it say that on the site or is this inside information?
    it says it in the student account booklet that they gave me on friday
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    I got my HSBC Student Account details yesterday, but have to go into a local branch to get my railcard. Does anyone know whether you have any choice about when the railcard becomes valid? I'm not planning on using it until September and would prefer it to start then rather than immediately.
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    Very useful thread. Thanks.

    I will probably go with Natwest, seeing as you now give you the Free Rail Card and I already have an account with them.

    They seem to be quite speedy at processing cheques too!
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    (Original post by mg84)
    I got my HSBC Student Account details yesterday, but have to go into a local branch to get my railcard. Does anyone know whether you have any choice about when the railcard becomes valid? I'm not planning on using it until September and would prefer it to start then rather than immediately.
    my bf has just got his and it only has a 'valid until' section on it, not valid from so probably not

    Ruthie xx
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    (Original post by ruthiepoothie)
    my bf has just got his and it only has a 'valid until' section on it, not valid from so probably not

    Ruthie xx
    Okay, I'll wait until I get back from holiday before I collect it then. Thanks for your help!
 
 
 
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