Is it a borrower's market? Question at interview

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Wolfram222
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I was recently asked the question why it is a borrower's market at the moment in the world of financing. I gave it my best shot but I was wondering whether any lawyers out there could explain in some detail why it is a borrower's market now so that I know for the future?
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happyinthehaze
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(Original post by Wolfram222)
I was recently asked the question why it is a borrower's market at the moment in the world of financing. I gave it my best shot but I was wondering whether any lawyers out there could explain in some detail why it is a borrower's market now so that I know for the future?
Try ROF - but they may rip you to shreds.

PS this kinda sorta sounds like you haven't actually done the IV yet and are touting for answers. Just sayin

PS - I don't think it is
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TCchaser
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(Original post by Wolfram222)
I was recently asked the question why it is a borrower's market at the moment in the world of financing. I gave it my best shot but I was wondering whether any lawyers out there could explain in some detail why it is a borrower's market now so that I know for the future?
To be honest, I don't really think it's a 'lawyer' question. It's a 'commercial lawyer' question, but even then, lots of commercial lawyers don't actually have the foggiest about investments etc.

But as someone who does dabble in investments, I'd say the answer to the question is yes and no.

It's a yes in the sense that borrowers are benefitting from low interest rates. Lenders are not really making money on lending money out. As interest rates rise, that relationship obviously changes.

However, I think that in this post-2008 era, lenders are understandably increasingly cautious about who they lend to. That's one reason why lots of people are finding it hard to buy homes.

An interesting slant to bring in would be crowdfunding.
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