What bank account can I open without ID?

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Hi

I'm wondering if there's a bank account that doesn't require any kind of ID to open?

I'm not trying to do anything dodgy, it's a long story but I'm 18 and have no sort of valid ID and can't get stuff such as a provisional drivers license. I've got so many annoying things to solve before I head off to uni next year and this is one of them....

So yep... anyone know of anywhere?

Thanks!

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the terminator

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I dont think any legit bank would let you do so. I am not accusing you of anything here just saying in general, most legit banks wouldnt allow it to happen.

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Tiger Rag

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The above poster is right. However, if you don't have a driving licence or passport, speak to the bank first. I'm sure they've met people in your situation and found ways around this.

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oceangliding

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(Original post by the terminator)
I dont think any legit bank would let you do so. I am not accusing you of anything here just saying in general, most legit banks wouldnt allow it to happen.

Sigh, I was hoping that wasn't the case but it does seem like it :/

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oceangliding

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(Original post by OU Student)
The above poster is right. However, if you don't have a driving licence or passport, speak to the bank first. I'm sure they've met people in your situation and found ways around this.

I did speak to Lloyds bank about it,didn't have much luck there..... I'll maybe go and speak to someone else when I can, probably in the new year now.

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CCC75

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There are online debit card accounts that you can open though, which can be paid into like a regular bank account. They all charge monthly fees and for certain types of transactions. Some require ID, some don't. They are called 'prepaid cards'.

http://www.moneysupermarket.com/prepaid-cards/

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karlabari

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not to be judgy but it does sound a bit suspicious - why can't you just suply some basic details - if ant bank does let you they must be pretty desperate ah

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oceangliding

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(Original post by CCC75)
There are online debit card accounts that you can open though, which can be paid into like a regular bank account. They all charge monthly fees and for certain types of transactions. Some require ID, some don't. They are called 'prepaid cards'.

http://www.moneysupermarket.com/prepaid-cards/

Thank you!! I shall have a look! They may come in use for me, even temporarily.

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CCC75

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(Original post by oceangliding)
Thank you!! I shall have a look! They may come in use for me, even temporarily.

I know someone that is not legit in the country, so no UK ID whatsoever, who has used one for receiving wage payments for the last 5 years.

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nucdev

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(Original post by oceangliding)
Hi

I'm wondering if there's a bank account that doesn't require any kind of ID to open?

I'm not trying to do anything dodgy, it's a long story but I'm 18 and have no sort of valid ID and can't get stuff such as a provisional drivers license. I've got so many annoying things to solve before I head off to uni next year and this is one of them....

So yep... anyone know of anywhere?

Thanks!

If you want, then I've got a "contact" who can open up an offshore, tax-dodging, Swiss bank account.
No ID or proof of address required.

Just a small fee for our troubles.

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Asolare

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I thought if you opened your account online (and managed it that way) you wouldn't need the ID?

Though I have to say I've only seen that possible for savings accounts, not current accounts..so...

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oceangliding

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(Original post by karlabari)
not to be judgy but it does sound a bit suspicious - why can't you just suply some basic details - if ant bank does let you they must be pretty desperate ah

right - I'm not sure what you're trying to say in that last sentence - but basic details aren't enough or I wouldn't have any problem whatsoever

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oceangliding

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(Original post by Inexorably)
I thought if you opened your account online (and managed it that way) you wouldn't need the ID?

Though I have to say I've only seen that possible for savings accounts, not current accounts..so...

Yeah I think for a current account I have to send ID in to them if I open it online :/

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oceangliding

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(Original post by nucdev)
If you want, then I've got a "contact" who can open up an offshore, tax-dodging, Swiss bank account.
No ID or proof of address required.

Just a small fee for our troubles.

I'd rather stick to something non tax dodging and in the Uk...... thanks though

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oceangliding

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(Original post by CCC75)
I know someone that is not legit in the country, so no UK ID whatsoever, who has used one for receiving wage payments for the last 5 years.

Certainly could be useful, thanks!

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nucdev

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(Original post by oceangliding)
I'd rather stick to something non tax dodging and in the Uk...... thanks though

Aah well, if you're sure.

(It was just a joke HMRC - I know how much you like to pursue me online in order to try and catch me in the act, evading tax!)

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callum_law

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There are many ways to get a bank account without having photographic ID. Just check with the ID requirements of the bank you're interested in. They generally require a DWP letter and your birth certificate.

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oceangliding

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(Original post by callum_law)
There are many ways to get a bank account without having photographic ID. Just check with the ID requirements of the bank you're interested in. They generally require a DWP letter and your birth certificate.

I think I just need to have a look at different banks, and hopefully I can find someone who can help me with what I have got (not very much)

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oceangliding

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(Original post by nucdev)
Aah well, if you're sure.

(It was just a joke HMRC - I know how much you like to pursue me online in order to try and catch me in the act, evading tax!)

I am

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Tiger Rag

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(Original post by callum_law)
There are many ways to get a bank account without having photographic ID. Just check with the ID requirements of the bank you're interested in. They generally require a DWP letter and your birth certificate.

Yeah. I did this years ago (Natwest) and I can't remember what I did now. But it certainly wasn't a serious issue.

I know with Santander, they did say (it doesn't apply because I have a passport now) that if I didn't have a certain form of ID, they can sort something out.

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