I know that if you try to make a transaction and you dont have enough money in your account, they charge you for the unsuccessful transaction. But do they also charge you for the unsuccessful transaction if you try to withdraw money x amount from an ATM but have less than x amount in you account? Or do they only charge if you try to pay with the card in a store or something?
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Question about ATM withdrawal (urgent!!) watch
- Thread Starter
- 12-12-2015 22:59
- 13-12-2015 15:49
I think this depends on who your bank is and whether you have an overdraft.
I've never had an overdraft so if I physically don't have the money, my card will decline and I'd have to put something back/leave with nothing.
Usually if you have a student account, the overdraft is 0% interest. If not, you may have so many weeks/day to pay it off before they start charging you - the charge is bank dependent though.
- 13-12-2015 22:07
If you try and take money out at an ATM and it is unsucessful - i.e you don't get the money - then no you won't be charged.
- 14-12-2015 15:21
Why not just check your balance at the ATM before withdrawing?