2 (or more) student accounts (THINK Campaign Move)

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Leeroy
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#1
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#1
Can you open more than one student account and recieve the various benefits without other banks knowing??
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presebjenada
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#2
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doubt it, youll have the bailiffs round!
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bhp
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ure not exactly allowed to open two, they can check and then terminate your account and take away any benefits.
thats why they tempt you with fairly good offers because they know if they get you on board now, you will most likely end up with them for life!!
choose wisely
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lgs98jonee
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well surely u could do it at two different banks
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Leeroy
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#5
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my mate opened a student account and savings account with natwest, nipped across the road to HSBC and opened a student account, they said he had to close a natwest account down, he went back across the road, got a closing statement on his savings account, went back to hsbc and proceeded to open his second student account....


just wondered if that was above board lol
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Kalypso
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(Original post by lgs98jonee)
well surely u could do it at two different banks
some banks will have it in their terms and conditions that your loan needs to be paid into the account in order for you to qualify for all the student incentives.
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Leeroy
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or could you just open 2 and say you dont have another - could they check?

also, can u open a student account and have the benefits, then close it again soon after?
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chats
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Here Is The Thread
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Leeroy
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#9
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why?
what the hell was the point in moving it.

its not exclusively university chat
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fishpaste
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#10
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Good question, they surely can't take your railcard off you. Open a HSBC account, get your railcard, close it, open another account get your free phone, etc etc.
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Leeroy
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(Original post by fishpaste)
Good question, they surely can't take your railcard off you. Open a HSBC account, get your railcard, close it, open another account get your free phone, etc etc.
sounds like a plan, that was the main thing cos im already with natwest and my loans going in there and everything, but a 5 year rail car would be really useful, especially for london
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loftx
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(Original post by Leeroy)
Can you open more than one student account and recieve the various benefits without other banks knowing??
Yes, but it might not be worth it. To most students the interest free £1000 or so overdraft is likely to be much more valuable than any of the freebies which are only going to be around £50 maximum. I don't think it would really be a problem if banks found out you had two accounts, they'd probably just remove your overdraft or make you close the other account. However it may not be a good idea to annoy the banks. Chances are you're going to need them in the future for loans / mortgages and things and you might not want to get on their bad side just in case they refuse services to you in the future - though whether this has ever happened I don't know.
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