Hi, so this is the situation. I have applied for Psychology BSc at Bristol, Sussex, UCL, Southampton and Goldsmiths. I have an offer from Goldsmiths and am waiting for the others; as I am predicted three A's, I am hoping I will get a few more.
Basically, the main problem is not whether I get offers, but how I will fund going to university. I am aware I can get a student loan to cover tuition fees, I have no problem with this, I understand that many people will need to do this, and I only have to start paying it off when I can afford to. But the maintenance cost is my main concern.
I am not eligible for any grant or loans as my parents earn over the maximum amount to get a loan from the government. They earn roughly 70K a year, which as far as I am aware means I do not qualify to a maintenance loan. However, though they earn a fair amount of money, they cannot afford to pay any of my maintenance fees; they cannot help me financially in any way, mainly due to the fact I have two younger siblings. I have a job but am paid badly, I currently have only £500 in my bank account.
In other words, as far as I can see, it looks like I can't afford uni. I can't live at home, and I don't get any financial support because the loans are means-tested and my household's income is too high. I think this system is incredibly unfair; it does not take into account the fact that though people's parents earn a good amount of money, it does not mean they can afford to fund their children going to university.
So anyway, my question is: is there any hope for me? Is there any way I can get financial support, are there any loans I am unaware of? I am determined to go to uni, if I possibly can! I have no learning difficulties so I cannot get support for that, and it is unlikely I'd get a scholarship, and I do not qualify for bursaries, and just for reference, I am a UK student. My only chance would be getting an 'Excellence Scholarship' if I get three A's and put Sussex as my first choice, as this offers £2,000 and free first year accommodation. Failing this, and planning for the next two year, what can I do? Any help is very much appreciated - thanks in advance!