Hey there! Sign in to join this conversationNew here? Join for free
x Turn on thread page Beta
    • Thread Starter

    I applied for a new look card as a joke but I'm 17 so I changed the date of birth by one year. I clicked submit thinking there was going to be another page but it just my application had just been submitted. I didn't think anything of it as I thought the application would obviously be declined but I received a letter today saying I have been accepted. Shall I ignore it?

    If you're not going to use it then you should cancel it. Unused store cards can damage your credit score. If you're not sure what a credit score is you need to learn about it, it is very important and can heavily impact on your life later down the line when you're trying to open up new bank accounts, get loans, mortgages or even just a phone contract.

    I also don't recommend using it while under-age, and if you do use it eventually I recommend you be very careful with it, as again misuse can lead to a bad credit score which can screw you over in life.

    read this guide on store cards to understand why:


    Why in Earth would you do that as a joke???

    I would cancel it straight away. You're pretending you're older than you are, that must be fraud.
How are you feeling about your exams?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.