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    Me and a few others foolishly placed a deposit on a house before signing the contract and in the paper, it does not mention anything about the deposit being protected by a scheme. What will this mean at the end of our tenancy? Does that mean the landlord can come up with some ******** excuse to not pay it back to us?

    Possibly, it really depends what you've signed.

    If you're not sure, ask the owner whether your deposit is protected or not.

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