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    I am currently studying for a natural sciences (biology) degree with the open university while I work full time as a HCA in a hospital. I am also independently studying my a levels. (I am currently studying physics). I was fortunate enough to start studying with the open university before the fee change so I am paying the transitional arrangement fees. I won't have to take out a loan for this degree. I was talking to a student nurse on my ward and she says that the NHS bursary is being eliminated in 2017 for nurses and after that you have to take out a loan to fund your education. If this is the case for nurses then medical students can't be far behind. I plan to apply to medical school in 2019 so that I can be in medical school in 2020. The question I'm asking is that is the only way to pay for graduate entry medicine in 2020 a student loan? Will I be on the hook for £36000 or will the current fee paying structure survive? The reason I ask is because I've already been to a 'brick' university and I have about £22000 worth of debt already.

    Nobody knows the future of GEM (including financing) at the moment. People are taking it year by year. Although I have spoke to Warwick and they seem pretty confident that nothing is going to change for a while. However, one has to skeptical especially with all the changes that ARE being made.

    Just to flag that graduates doing a five year course are only eligible for a maintenance loan, and so have to find £36k for fees. As such if the system was changed to loans for 4 year courses it could well change for the better for 5 year ones.
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