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    Hi there,

    A friend of mine has recently had his car insurance void from inception due a genuine mistake on filling out the form. He suffered an accident / stroke which caused him to have troube with things like that, addmittedly it should have been done by someone else. Basically whats happened is he has filled the form out and got quite a few quotes someone them with and some of them without the accident on there, come back to purchase the poilicy and gone for the one without the accident recorded, stupid mistake to make but it was a genuine one However the company (hastings) are amendment that once the agreement was entered that is it, and the decision stands after a complaint was made. Would it be worth taking to the ombudsmen? considering I would deem hi to be vulnerable with things like that. His insurance has gone up by £1500 as a result and can't get insured without taking a bank loan!

    Anyone have any advise on what could be done?

    Many thanks
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    So the only consequence for him is a £1500 more expensive car insurance premium? How much is it now in total?

    That sounds like it's just how much it will cost him with the risks factored in. My first year of insurance cost £2200.
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    (Original post by Anonymous)
    Hi there,

    A friend of mine has recently had his car insurance void from inception due a genuine mistake on filling out the form. He suffered an accident / stroke which caused him to have troube with things like that, addmittedly it should have been done by someone else. Basically whats happened is he has filled the form out and got quite a few quotes someone them with and some of them without the accident on there, come back to purchase the poilicy and gone for the one without the accident recorded, stupid mistake to make but it was a genuine one However the company (hastings) are amendment that once the agreement was entered that is it, and the decision stands after a complaint was made. Would it be worth taking to the ombudsmen? considering I would deem hi to be vulnerable with things like that. His insurance has gone up by £1500 as a result and can't get insured without taking a bank loan!

    Anyone have any advise on what could be done?

    Many thanks
    With things like that- is your friend even allowed to be driving a car?
    I thought all things like that had to be reported to the DVLA.
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    (Original post by offhegoes)
    So the only consequence for him is a £1500 more expensive car insurance premium? How much is it now in total?

    That sounds like it's just how much it will cost him with the risks factored in. My first year of insurance cost £2200.
    A void never comes off your record it's not like having no claims, classed as deception and fraud. £2700

    He can drive it has been reported it doesn't effect his ability to drive but he just has trouble with things like this, just a bit of a bummer that it will effect him forever due to human error.
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    (Original post by Anonymous)
    A void never comes off your record it's not like having no claims, classed as deception and fraud. £2700

    He can drive it has been reported it doesn't effect his ability to drive but he just has trouble with things like this, just a bit of a bummer that it will effect him forever due to human error.
    Its his own fault then as he didn't tell them when he should have done, its not the insurance companies fault, so no you can't go to the ombudsman. And £2700 is a lot, but it could be a lot worse. He should be lucky that any company Will still touch him with a bargepole after having insurance cancelled.
 
 
 
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