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Insurance costs for first car Watch

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    I'm looking at getting a car for once i pass my driving test, but am torn between 2. How much do you think insurance will be on a 1.1 Peugeot 206 (2004) compared to a 1.2 Vauxhall Corsa (2004-2006) both with around 60k miles? thanks
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    (Original post by Kaizenberg)
    I'm looking at getting a car for once i pass my driving test, but am torn between 2. How much do you think insurance will be on a 1.1 Peugeot 206 (2004) compared to a 1.2 Vauxhall Corsa (2004-2006) both with around 60k miles? thanks
    Should note i'm 17 y/o so insurance will be sky high no matter the car
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    (Original post by Kaizenberg)
    I'm looking at getting a car for once i pass my driving test, but am torn between 2. How much do you think insurance will be on a 1.1 Peugeot 206 (2004) compared to a 1.2 Vauxhall Corsa (2004-2006) both with around 60k miles? thanks
    This has been covered in so many threads before. Firstly, nobody can give you even a remote figure if we don't know at least:

    -Your Age
    -Your Area/Area Type (ie. Rural, Inner City...)
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    (Original post by Kaizenberg)
    Should note i'm 17 y/o so insurance will be sky high no matter the car
    Ah - posted at the same time as me.

    Rule of thumb - take your value of the car, double it, then add £1000.

    So a £1500 car could cost in the region of £4,000 a year.

    Unlikely to exceed £7,000, unlikely to be less than £3,000. It won't improve much until you turn 21. When I turned 21, my premiums went from £6,850 to £1,100
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    (Original post by XMaramena)
    Ah - posted at the same time as me.

    Rule of thumb - take your value of the car, double it, then add £1000.

    So a £1500 car could cost in the region of £4,000 a year.

    Unlikely to exceed £7,000, unlikely to be less than £3,000. It won't improve much until you turn 21. When I turned 21, my premiums went from £6,850 to £1,100
    That sounds a lot higher than expected! Are you sure you're feeling ok?
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    (Original post by Kaizenberg)
    That sounds a lot higher than expected! Are you sure you're feeling ok?
    Also i'm rural!
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    (Original post by Kaizenberg)
    Also i'm rural!
    If you're somewhere with a very low vehicle crime rate, then you may find something down at £2500 if you're very lucky, but as a 17 year old driver with zero no claims bonus, no previous driving experience, that would be a good deal.
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    (Original post by Kaizenberg)
    Also i'm rural!
    I just ran what I would assume your rough situation to be through a comparison site on the peugeot, here are the cheapest few that came up:

    Ingenie - £2,479.18
    Tesco Black Box - £2,653.68
    Insure The Box - £2,771.75
    Admiral Little Box - £3,038.63
    Bell - £3,419.69
    Sainsbury's Bank - £3,830.31
    Admiral - £3,923.39
    Elephant - £4,002.23

    The most expensive were Hastings, Insure Wiser and Only Young Drivers, which were £6,297, £6,322 and £6,790 respectively.
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    (Original post by XMaramena)
    I just ran what I would assume your rough situation to be through a comparison site on the peugeot, here are the cheapest few that came up:

    Ingenie - £2,479.18
    Tesco Black Box - £2,653.68
    Insure The Box - £2,771.75
    Admiral Little Box - £3,038.63
    Bell - £3,419.69
    Sainsbury's Bank - £3,830.31
    Admiral - £3,923.39
    Elephant - £4,002.23
    Thanks but my friends (in the same position) have got theirs for under £2k? With as low as £1500
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    I drive a Peugeot 206 and paid £1100 for my insurance. I'm 17 but the car is parked on our drive and I live in a fairly quiet area
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    (Original post by baldwel)
    I drive a Peugeot 206 and paid £1100 for my insurance. I'm 17 but the car is parked on our drive and I live in a fairly quiet area
    Thanks, that's a really good deal though, what company may I ask?
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    (Original post by Kaizenberg)
    Thanks but my friends (in the same position) have got theirs for under £2k? With as low as £1500
    Do they have a garage that gets locked? Or did they add parents with several years NCB onto their policy?
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    (Original post by baldwel)
    I drive a Peugeot 206 and paid £1100 for my insurance. I'm 17 but the car is parked on our drive and I live in a fairly quiet area
    That's got to be a first! Who's that with?
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    (Original post by XMaramena)
    Do they have a garage that gets locked? Or did they add parents with several years NCB onto their policy?
    Nope and nope, i think its the area tbh, i'm in North Yorkshire and nothing ever happens here
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    (Original post by Kaizenberg)
    Thanks, that's a really good deal though, what company may I ask?
    Autosaint, but they were all a similar price. I have a black box though. Best thing to do is just to go on compare the market and get a quote! Find a corsa or Peugeot for sale on auto trader and stick in that reg number for the quote to give yourself an estimate
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    (Original post by XMaramena)
    That's got to be a first! Who's that with?
    Autosaint. None of my friends pay much more than that though; highest I've heard of is about £1800. Must be the area I live in!
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    (Original post by baldwel)
    Autosaint, but they were all a similar price. I have a black box though. Best thing to do is just to go on compare the market and get a quote! Find a corsa or Peugeot for sale on auto trader and stick in that reg number for the quote to give yourself an estimate
    Ah yeah black box can bring it down a few hundred can't it. Also when i do what you said i get some stupidly cheap quotes from dodgy sites so i'm never sure where to draw the sensible line.
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    (Original post by XMaramena)
    Ah - posted at the same time as me.

    Rule of thumb - take your value of the car, double it, then add £1000.

    So a £1500 car could cost in the region of £4,000 a year.

    Unlikely to exceed £7,000, unlikely to be less than £3,000.
    It won't improve much until you turn 21. When I turned 21, my premiums went from £6,850 to £1,100
    You are talking s**t.
    Although expensive, most peoples premiums are less than £3500
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    (Original post by Kaizenberg)
    I'm looking at getting a car for once i pass my driving test, but am torn between 2. How much do you think insurance will be on a 1.1 Peugeot 206 (2004) compared to a 1.2 Vauxhall Corsa (2004-2006) both with around 60k miles? thanks
    Its impossible to say. Everyones quotes are different, depending on a lot of factors (e.g. age, where you live, the car, named drivers etc etc).
    Get yourself some quotes.
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    Have you tried looking at websites that offer black boxes? Can make a huge difference. Think i brought mine down by several hundred, now paying £1.6k/year for a 1.8 Focus.
 
 
 
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