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    (Original post by chikane)
    Couldnt resist hehee
    never said that ....!!!!
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    (Original post by john2054)
    I have that on my credit cards. Or at least i will have a month from today. What should i spend it on? I'm thinking investments? Equity maybe??
    Paypal it to me?

    jk, depending on what you're into maybe a new gaming setup, a car, clothes, new phone and laptop, whatever you're into
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    (Original post by TeeEm)
    never said that ....!!!!
    Lol sorry that was naughty of me
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    (Original post by chikane)
    Lol sorry that was naughty of me
    no worries ...
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    Think I'm genuinely confused by the OP
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    (Original post by hellodave5)
    Think I'm genuinely confused by the OP
    Less confused, more concerned.
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    (Original post by DMcGovern)
    Around £50,000. And it's fairly high, because I'm quite paranoid about money, but in a good way.
    I'm not going to tell you my credit score, but it's around 700.
    Platinum Amex card my friend
    Thanks DMc, well bearing in mind that you earn £50k, and i don't earn a penny, I think we have both done quite well. I like to live within my means. But I also like to spend money. I'm afraid that if i had 250 big ones, i would be 250 big ones down, on the missus (she likes to spend my money) with no way of paying it back. Also i wouldn't get an american express card, because lots of machines don't accept them. All of my credit cards are mastercards, and my debit cards are visas.

    Money is a state of mind after all, n'est-pas??
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    (Original post by john2054)
    Thanks DMc, well bearing in mind that you earn £50k, and i don't earn a penny, I think we have both done quite well. I like to live within my means. But I also like to spend money. I'm afraid that if i had 250 big ones, i would be 250 big ones down, on the missus (she likes to spend my money) with no way of paying it back. Also i wouldn't get an american express card, because lots of machines don't accept them. All of my credit cards are mastercards, and my debit cards are visas.

    Money is a state of mind after all, n'est-pas??
    Well the Amex card is not really meant for withdrawals, it's mainly for just paying for stuff in store, which is accepted by pretty much all shops now.
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    (Original post by DMcGovern)
    Well the Amex card is not really meant for withdrawals, it's mainly for just paying for stuff in store, which is accepted by pretty much all shops now.
    Also my score today with experian is 967, although this will tank when they realise that i have maxed out my cards. It sometimes takes a month to update the reports you know??
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    Get a nice PC.

    Also every single PS4 game.
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    (Original post by DMcGovern)
    Well the Amex card is not really meant for withdrawals, it's mainly for just paying for stuff in store, which is accepted by pretty much all shops now.
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    (Original post by Serine Soul)
    Put the credit card away....

    But personally, I'd just buy clothes and shoes etc.

    Have a Primark-free wardrobe for once :emo:
    Lmfao
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    (Original post by john2054)
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    I'd be careful if you want to keep it up there!
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    (Original post by DMcGovern)
    I'd be careful if you want to keep it up there!
    Like i said DMc, it's going to tank when they realise that i've maxed out my cards. But at least then i will have a goal, to what i can get it back up to, in the future! Plus i am hoping to open a capital one balance plus card in a few months, but I'm not sure that they are going to let me do this. However i have to be careful whatever i do, because everytime you make an application for credit, your score drops by about 40-50 points you know? At least this is what happened to me before!!
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    (Original post by john2054)
    But at least then i will have a goal, to what i can get it back up to, in the future!
    You make maxing your cards out and playing with credit sound like a game...
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    (Original post by john2054)
    A month ago i brought two thousand worth of gold with my spare money. And last week i cashed in two thirds of this to spend £600 on giving my wife a cash advance on her wage.

    I would quite like to get another tattoo, but the next big thing i want to splash out on is a nights clubbing with a few close friends, which i intend to buy after i graduate.

    Oh yes and i also need to get a haircut, as someone else on here said!
    PS I normally spend between two and five hundred on drinks when i go out, depending on who i go out with!
    You're the reason credit cards have a bad stigma.
    I use mine for everything, and I have never been unable to pay it back at the end of each month. Why? Because I actually manage my money, and not think of it as free money. You are simply borrowing it for a over a month. Then you pay it back.
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    (Original post by Jared44)
    You're the reason credit cards have a bad stigma.
    I use mine for everything, and I have never been unable to pay it back at the end of each month. Why? Because I actually manage my money, and not think of it as free money. You are simply borrowing it for a over a month. Then you pay it back.
    why am i giving them a bad name? And why should i have to pay them off in full each month?
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    this thread makes my brain aCHE so much
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    (Original post by Kaneki)
    You make maxing your cards out and playing with credit sound like a game...
    https://www.youtube.com/watch?v=58HWVv-r6r8
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    I'd either pay use it to pay for:

    (a) Rent and move to London for a few months whilst I did work experience at publishers and various media companies to help bolster up my CV when I come to apply for full-time jobs in a career I (think) I'd enjoy.
    or
    (b) Towards a second postgraduate degree.

    I wouldn't spend it unless I actually had it though, that's just cause I'd get worried about paying it back.
 
 
 
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