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    (Original post by john2054)
    why am i giving them a bad name? And why should i have to pay them off in full each month?
    Because you owe them money. And unless you want unnecessary interest from not knowing how to manage money, I suggest you pay them back during the allocated time frame.
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    Credit card lawl, thinks he's a baller.

    Anyway, I would go crazy and have my dream studio :love:
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    Sadly i cannot buy real estate with a couple of k. Also money is there to be spent. The banks wouldn't grant me credit, if they didn't trust my ability to pay it back.I don't mind paying interest. The main is that i keep up to date on the minimum payments. I suggest you get one, if you also want some free money, at the point of use??
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    (Original post by DMcGovern)
    Around £50,000. And it's fairly high, because I'm quite paranoid about money, but in a good way.
    I'm not going to tell you my credit score, but it's around 700.
    Platinum Amex card my friend
    (Original post by DMcGovern)
    I'm studying... Politics, Maths, Geography, PhilosophyI'm interested in... GAA, Socialism, Sinn Féin, Irish culture, music, history, nationalism etc. etc.My study level is... AS-level
    If you don't mind me asking, how did you do so well? I'm struggling to make a living working freelance and I'd be grateful for a job in most places tbh.
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    (Original post by Georg Hegel)
    If you don't mind me asking, how did you do so well? I'm struggling to make a living working freelance and I'd be grateful for a job in most places tbh.
    The Agri business my friend. Working in a managerial position for an agricultural corporation under the Common Agri Policy is big bucks.
    My cousin, with a mature student qualification works for the Kerry Group and gets a share on the family farm - he brings home 100,000 euro on a bad year.
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    (Original post by john2054)
    Sadly i cannot buy real estate with a couple of k. Also money is there to be spent. The banks wouldn't grant me credit, if they didn't trust my ability to pay it back.I don't mind paying interest. The main is that i keep up to date on the minimum payments. I suggest you get one, if you also want some free money, at the point of use??
    If you read my first reply, I already said I have a credit card.
    Its not free money, for the last time.

    You're saying that because the bank trusts you when lending money, that gives you a right to spend it, and only pay back the bare minimum?
    The interest is there to get you to pay it back, because it isn't your money.

    You shouldn't be allowed a credit card.
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    (Original post by Jared44)
    If you read my first reply, I already said I have a credit card.
    Its not free money, for the last time.

    You're saying that because the bank trusts you when lending money, that gives you a right to spend it, and only pay back the bare minimum?
    The interest is there to get you to pay it back, because it isn't your money.

    You shouldn't be allowed a credit card.
    why shouldn't i be allowed one?
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    Hookers and blow.
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    (Original post by Dinasaurus)
    £500 on drinks wtf, Are you drinking?

    I have designer shoes that cost half that and I thought that was a frivolous use of money.



    I mean seriously, I once spent like £40 on alcohol for like ciroc and sourz and I was able to share with a friend who also had Dissarano and it lasted nearly a month wtf,£500!!!! How?
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    Pints of Ciroc and Moet by the sound of it haha
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    (Original post by grape:))
    Pints of Ciroc and Moet by the sound of it haha
    I really can't remember now. The whole of the past five years, seems to have passed by in a blur now! ;-)
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    (Original post by john2054)
    I really can't remember now. The whole of the past five years, seems to have passed by in a blur now! ;-)
    I tell you what, if you don't decide how to spend the money.... give it all to me?
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    I got about 9k ish and im going to be spending most of it on travelling in between uni
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    (Original post by john2054)
    why shouldn't i be allowed one?
    You clearly don't understand how they work. I've got £2k I can spend on my credit card. I mostly use that (because of the extra protection) if I want to buy items which are expensive. But I know I've got to pay the money. I've also got £5k in an ISA, which is mine and is actually spare, unlike the £2k limit I have on my credit card.
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    (Original post by john2054)
    A month ago i brought two thousand worth of gold with my spare money. And last week i cashed in two thirds of this to spend £600 on giving my wife a cash advance on her wage.

    I would quite like to get another tattoo, but the next big thing i want to splash out on is a nights clubbing with a few close friends, which i intend to buy after i graduate.

    Oh yes and i also need to get a haircut, as someone else on here said!
    PS I normally spend between two and five hundred on drinks when i go out, depending on who i go out with!
    Curious what your wife needed the money for?

    How are you spending hundreds on drinks when you go out?

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    Pay off any bills, offer my mum and gran some money, buy some clothes and odds and ends, maybe get a cheap second hand car and adopt another cat or two.

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    (Original post by Spock's Socks)
    Pay off any bills, offer my mum and gran some money, buy some clothes and odds and ends, maybe get a cheap second hand car and adopt another cat or two.

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    I don't think we could cope with another cat!
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    (Original post by Death Grips)
    Curious what your wife needed the money for?

    How are you spending hundreds on drinks when you go out?

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    We normally only spend about £200 between us when we go out. But that one time i went overboard, buying everyone drinks in the club, including a little love who gave me some nice cuddles. such is life!
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    On a thread a few days ago, didn't you claim to be a day trader with a 150k portfolio?


    :curious:
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    (Original post by john2054)
    you're welcome to contribute, in fact i encourage it. Only i ask you to refrain from the personal attacks. the others have been encouraging. otherwise, i will block you.
    Do what I'm doing with mine Go on Holiday. I'm going to Venice, Padua and Vicenza. Where would you go?
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    (Original post by N-R-G)
    Do what I'm doing with mine Go on Holiday. I'm going to Venice, Padua and Vicenza. Where would you go?
    He'll probably go to the Virgin Islands
 
 
 
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