Turn on thread page Beta

Is it time to stop student finance being based on parental income watch

  • View Poll Results: Should maintenance loans be based on parental income?
    Yes
    103
    50.24%
    No
    102
    49.76%

    Offline

    3
    ReputationRep:
    People need to remember that social mobility is an early and under-developed concept (so of course it has it's flaws). Also, the government aren't going to fix something that isn't broken. People from all social classes are 'surviving' uni life, so what's the point of throwing money at them?

    I see maintenance grants as an opportunity, rather than an entitlement when it comes to going to university. This is because statistically, a low percentage of people from low-income backgrounds make up the total number of students. This may be due to the percieved costs involved with going to uni (this is how i see it and what originally put me off). So these grants are what is pushing me to want to go to university.

    For those of you who say 'why rush to university if you can't afford it?'. Well, quite frankly, i am someone who lives to be educated. I may not be someone who is talented, but i do appreciate the knowledge of the subjects i study and wish to study. So i see university as the next step in gaining specialist knowledge in my chosen field. So off course i'm going to go to university.

    To conclude, i am someone who has a single parent with >£20k income. I also have 3 siblings so i'd agree that this should be accounted for. However, i don't use this as an excuse to completely rely on financial support, hence i have a job which by the time i start uni i will have earned over £2k in savings. I believe that if you do want to acheive something, you need to go out and make it happen. That's the reality of life.
    Offline

    0
    ReputationRep:
    Someone's mother and father could could be millionaires but they might never see a penny of it to help them through uni. Although my father makes around 45K a year, I don't get any of it so that's why it's unfair. they should reduce grants so they can give every student the same grant/loan total. This way there is no discrimination.
    Offline

    0
    ReputationRep:
    (Original post by Supersaps)
    And the ugly nature of TSR reveals itself, as it votes overwhelming for poor people to pay for kids from rich families to go through uni.
    How is the poor people paying for the rich families! It is the higher earners that pay more tax to the government. My father is a working class only parent with 4 children (2 of which are at uni) and we don't receive any financial aid from him. He may still be capable of helping us but he chooses not to because no law says he has to. So we are being treated worse than others even though I am studying a course that requires more hours revision than the average chavvy foundation degree. The stupidity and narrow mindedness of people that think the life of the working class students is easier than the poorer class students makes me really pissed off.
    Offline

    0
    ReputationRep:
    (Original post by cherryred90s)
    Let's be realistic. If it was based on what we personally get, everyone would be getting the maximum. There's not enough money for that.
    If your parents refuse to support you during uni then you should have saved up during the summer and get a part time job during uni. I don't understand why a parent would not help their child but most uni students are technically adults so your parents are not obligated to give you anything, this discussion would probably have been had with your parents beforehand, yet you still cart yourself off to uni in September. If you know you can't afford it and your support from SF isn't enough, why are you in a rush to go to uni? I have no sympathy for those kind of people.

    I don't agree with your second point at all. You could have a 1st class honours from Oxbridge and still be unemployed. All degrees from any uni can land you in a good job. Your degree/uni will not speak for itself. You have to sell yourself, you have to gain experience and you have to show that you are worthy of the job.

    There is already support available for A level achievements.
    I know what you are saying but it's not my fault my parents aren't giving me money so why am I discriminated against?
    • Very Important Poster
    • PS Reviewer
    • Clearing and Applications Advisor
    Offline

    21
    ReputationRep:
    Very Important Poster
    PS Reviewer
    Clearing and Applications Advisor
    (Original post by Sean704)
    How is the poor people paying for the rich families! It is the higher earners that pay more tax to the government. My father is a working class only parent with 4 children (2 of which are at uni) and we don't receive any financial aid from him. He may still be capable of helping us but he chooses not to because no law says he has to. So we are being treated worse than others even though I am studying a course that requires more hours revision than the average chavvy foundation degree. The stupidity and narrow mindedness of people that think the life of the working class students is easier than the poorer class students makes me really pissed off.
    I don't think I've ever seen anyone claim that >£70k is a working class salary.
    Offline

    0
    ReputationRep:
    My parents combined earn 60k so therefore I recieve a reduced loan and I appreciate this is the case because theoretically they should be able to make up the difference but the simple fact is that they will struggle and they are going to pledge a £100 a month to cover my accommodation seen as my loan does not but this still leave a fairly large gap between the accommodation cost and what finance I have, I do not believe everyone should have the same but I do believe that everyone should recieve enough finance to cover the cheapest accomodation at their chosen university. By the way I will be working throughout uni and have worked 15.hours minimum for the past 3 years
    Offline

    14
    ReputationRep:
    I do think that Student loans should take into account how many people are in the household alongside the income though. A student from a family of 6 on 50K a year gets the same loan as a student from a family of 3 on 50K a year. That's not fair because the first student will have less financial help from their family.
    • Very Important Poster
    • PS Reviewer
    • Clearing and Applications Advisor
    Offline

    21
    ReputationRep:
    Very Important Poster
    PS Reviewer
    Clearing and Applications Advisor
    (Original post by donte)
    I do think that Student loans should take into account how many people are in the household alongside the income though. A student from a family of 6 on 50K a year gets the same loan as a student from a family of 3 on 50K a year. That's not fair because the first student will have less financial help from their family.
    The 2 students would receive different loans. Siblings are factored in to the calculation.
    Offline

    20
    ReputationRep:
    (Original post by Sean704)
    I know what you are saying but it's not my fault my parents aren't giving me money so why am I discriminated against?
    You're not discriminated against, you're still receiving some type of loan. Are you struggling at uni?
    Offline

    20
    ReputationRep:
    (Original post by donte)
    I do think that Student loans should take into account how many people are in the household alongside the income though. A student from a family of 6 on 50K a year gets the same loan as a student from a family of 3 on 50K a year. That's not fair because the first student will have less financial help from their family.
    They do take siblings into account.
    Offline

    0
    ReputationRep:
    (Original post by PQ)
    I don't think I've ever seen anyone claim that >£70k is a working class salary.
    My dad makes 30-40K I know 70+K isn't working class
    Offline

    0
    ReputationRep:
    (Original post by cherryred90s)
    You're not discriminated against, you're still receiving some type of loan. Are you struggling at uni?
    I can manage because I have 2 part time jobs but it consumes a lot of time. It's just unfair some students get more than others irrespective of where it comes from.
    Offline

    1
    ReputationRep:
    (Original post by cherryred90s)
    No. Someone with a family income of 80k shouldn't receive the same as someone with an income of 25k. How is that fair?
    But what if the person with parents earning over 80,000 wasn't going to get a penny off of them despite the parents being expected to help? My parents don't earn that much but they are still not willing to help me through uni even though they still fall in the band that means I get a minimum loan... that means i can't even cover my accommodation which is the cheapest available and having to share that room with someone else.
    Offline

    1
    ReputationRep:
    I receive the minimum maintenance loan which only covers one of my accommodation choices (I've chosen the 3 cheapest halls in one of the cheapest places to live in the uk... but I can tell you now we're in no way loaded! I'm an adult moving away from home so my parents are rightly not willing to give me money, why should they? I'm working as many hours as I am get and will work even more once my exams are over to save up as much as I can for first year but I'll still have to work while I'm at uni along side my course, volunteering and placement. So yep I think everyone should get the full amount but I also think the entire loan should always have to be paid back to make it more sustainable


    Posted from TSR Mobile
    • Very Important Poster
    • PS Reviewer
    • Clearing and Applications Advisor
    Offline

    21
    ReputationRep:
    Very Important Poster
    PS Reviewer
    Clearing and Applications Advisor
    (Original post by Sean704)
    My dad makes 30-40K I know 70+K isn't working class
    30-40k with 4 children and pension deductions is going to be close to full support (30k definitely would get either full support or as close to it as would make no difference).
    Offline

    20
    ReputationRep:
    (Original post by Sean704)
    I can manage because I have 2 part time jobs but it consumes a lot of time. It's just unfair some students get more than others irrespective of where it comes from.
    How much is your family income? (If you don't mind me asking)
    Offline

    2
    ReputationRep:
    (Original post by Sean704)
    Someone's mother and father could could be millionaires but they might never see a penny of it to help them through uni. Although my father makes around 45K a year, I don't get any of it so that's why it's unfair. they should reduce grants so they can give every student the same grant/loan total. This way there is no discrimination.
    Would you agree then about academic excellence scholarships for those from previously disadvantaged backgrounds, as a replacement?
    Offline

    13
    ReputationRep:
    I don't know if English and Welsh legislation covers this but here in Scotland parental responsibility for financially supporting their children if they continue into university continues until they have either completed their first undergraduate degree or reached the age of 25, the limit being whichever comes first. This is of course dependent on parental ability to offer financial support. If parents don't have the cash - well you won't get blood out of a stone.
    Offline

    18
    ReputationRep:
    (Original post by cherryred90s)
    No. Someone with a family income of 80k shouldn't receive the same as someone with an income of 25k. How is that fair?
    My household income is around 75k and I feel that I should still be entitled to the same as someone with a household income of 25k.
    Despite there being a higher household income, my parents are against the idea of university so will be offering no financial support. So £3,928 plus a part time job is all I will have, less than people who receive a larger maintenance loan due to lower household income.
    Household income should be irrelevant in this case.


    How is that fair ?
    Offline

    21
    ReputationRep:
    (Original post by lee1999wright)



    How is that fair ?
    I am a taxpayer. I am the person providing the subsidy to your borrowing. I have sympathy for those parents who cannot afford to send their children to university and think it is right that I should subsidise their education. I have no sympathy for those parents who will not pay for their children's education and wish to throw the cost onto me. That is why it is fair.
 
 
 
Poll
Which accompaniment is best?
Useful resources
Uni match

Applying to uni?

Our tool will help you find the perfect course

Articles:

Debate and current affairs guidelinesDebate and current affairs wiki

Quick link:

Educational debate unanswered threads

Groups associated with this forum:

View associated groups

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.